For saleReduced $5,000Virtual tour
$194,000
1 acre
Pine RiverRiverDirect parcel frontage
Lot 4 River Trail RoadCrosslake, MN 56442
Land and lots · MLS 11544456
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS
For saleReduced $5,000 from $199,000Virtual tour
$194,000
1 acre
Lot 5 River Trail RoadCrosslake, MN 56442
Land and lots · MLS 11545056 · Listed 843 days ago (Jul 8, 2024)
Pine River · River · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this land
Discover the perfect blend of serenity and accessibility with this stunning 1 acre riverfront lot in the heart of Crosslake, MN. Nestled along the scenic Pine River, this wooded parcel offers a rare opportunity to create your own home in one of Northern Minnesota's most sought-after lake regions. Just moments from the Whitefish Chain of Lakes, this lot is ideal for your dream home, cabin, or a unique shouse (shop/house combination). With no builder choice restrictions and no timeline to begin construction, you'll have the freedom to build when the time is right. Towering pines and natural surroundings provide privacy and a peaceful atmosphere, while nearby golf courses, dining, shopping, and recreational options ensure modern conveniences are always close at hand. Whether you're looking to build now or secure a beautiful property for the future, this is a chance to own a slice of the Up North lifestyle. Schedule your showing today and explore the potential of this remarkable riverfront lot!
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- River
- Water body
- Pine River (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- "109" (unit not stated)
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“River Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“land”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Dennis Wickham of Your Home Sold Guaranteed Realty Exclusive.
Facts
- List price
- $194,000
- Original list price
- $199,000
- Status
- For sale
- Property type
- Land and lots
- Lot size
- 1 acre
- County
- Crow Wing County
- MLS number
- 11545056
- Annual property tax (2025)
- $56
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Parking
- Driveway
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Crosslake.
Price and status history
- Original list price reported by the brokerage: $199,000
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
$38,800
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2025). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.
Estimated monthly payment
$1,044 per month
Principal and interest$981
Property tax$5
Homeowners insurance$58
Loan amount$155,200
Total interest over the term$197,949
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Similar waterfront listings nearby
Waterfront listings of the same property type and water type in Crosslake, priced within 25% of this listing ($145,500 to $242,500), newest first. Each one passes the same waterfront rules. See all matches
For saleReduced $5,000Virtual tour
$174,000
1.22 acres
Pine RiverRiverDirect parcel frontage
Lot 3 River Trail RoadCrosslake, MN 56442
Land and lots · MLS 11541589
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS
For saleReduced $51,000Virtual tour
$174,000
1.31 acres
Pine RiverRiverDirect parcel frontage
Lot 2 County Road 36 (River Trail Road)Crosslake, MN 56442
Land and lots · MLS 11458019
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS
For saleReduced $61,000Virtual tour
$164,000
2.3 acres
Pine RiverRiverDirect parcel frontage
Lot 1 River Trail RoadCrosslake, MN 56442
Land and lots · MLS 11458012
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Dennis Wickham. Co-listing agent: Diane Pogatchnik. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 1, 2025, 1:01 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.