For saleReduced $10,000 from $34,900Leased lotVirtual tour

$24,900

2 beds728 sq ft

13582 E Hwy 40 #Lot 107Silver Springs, FL 34488

Manufactured and mobile homes · MLS 11983563 · Listed 44 days ago (Sep 16, 2026)

Lake Waldena · Lake or reservoir · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

BEST PRICE $24,900 WITH GOLF CART!! Welcome to The Retreat at Lake Waldena, one of Silver Springs, Florida's most desirable 55+ waterfront communities, located near the Ocala National Forest and Florida's world-famous natural springs. This pet-friendly community allows up to two dogs (non-aggressive breeds) and offers an exceptional Florida lifestyle with a beautiful lakefront setting, private swimming beach, kayaking, fishing pier, campfire area, dog park, RV park, and an active clubhouse filled with social events and activities. The affordable monthly lot rent of just $580 includes cable, water, sewer, and trash service. Perfectly positioned with a direct view of the lake and just steps from the clubhouse, this well-maintained 2-bedroom, 1-bath home offers comfortable living and numerous updates. Features include central heat and air conditioning, a spacious Florida room, carport, storage shed, and a durable metal-over gel-coated roof. Recent improvements include updated plumbing, newer flooring, an accessibility ramp, and upgraded water shut-off valves. The bright and inviting layout makes this home ideal for year-round living, seasonal residents, or anyone seeking an active Florida retirement lifestyle. The home is not located in a flood zone, offering added peace of mind. Central Florida's inland location provides plenty of sunshine while avoiding many of the coastal storm-surge concerns associated with living near the ocean. Furniture is optional, and a golf cart is included, making this an outstanding value and truly move-in ready. Enjoy peaceful waterfront views, beautiful sunsets, and resort-style amenities in one of Silver Springs' most scenic and friendly communities. With the lake, clubhouse, and community amenities right outside your door, this is Florida living at its best! Schedule your private showing today!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Lake Waldena (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Ginger Bryant of SUNBELT HOME SALES INC.

Facts

List price
$24,900
Original list price
$34,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
1
Interior area
728 sq ft
Year built
1980
County
Marion County
MLS number
11983563

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1980
Land
Leased lot (land not included)
Land lease amount
$580 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Parking

  • Carport

Construction

  • Aluminum

Roof

  • Metal

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Silver Springs.

Price and status history

  • Original list price reported by the brokerage: $34,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$4,980
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$155 per month

Principal and interest$126
Property tax$21
Homeowners insurance$8
Loan amount$19,920
Total interest over the term$25,407

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Silver Springs, priced within 25% of this listing ($18,675 to $31,125), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 37, manufactured home at 13582 E Hwy 40 #Lot 177, Silver Springs, FL 34488
For saleReduced $27,900Leased lotVirtual tour

$30,000

2 beds840 sq ft

Lake WaldenaLake or reservoirShared waterfront site

13582 E Hwy 40 #Lot 177Silver Springs, FL 34488

Manufactured home · MLS 11742486

Listing courtesy of SUNBELT HOME SALES INC · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of SUNBELT HOME SALES INC. Listing agent: Ginger Bryant. Co-listing agent: David Siracusa. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 26, 2026, 7:53 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.