For sale

$1,600,000

4 beds5,224 sq ft22 acres

1767 E Birch RoadCortland, NE 68331

Homes, condos and townhomes · MLS 11940059 · Listed 87 days ago (Aug 3, 2026)

Lake or reservoir · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Situated on a quiet corner of Indian Creek Reservoir in Gage County, Nebraska, this property pairs a custom-built home with acreage that draws wildlife right to the doorstep. Located at 1767 East Birch Road in Cortland, it sits at the end of the development, giving it a level of privacy that's hard to find this close to Lincoln. The property offers a mix of lake frontage, open ground, and adjacent acreage that supports consistent wildlife activity - deer and other wildlife move through the property regularly, making this a strong fit for buyers who want hunting or wildlife viewing without going far from a luxurious home. That activity, combined with the reservoir access, gives the property real utility for outdoor-focused buyers in addition to those looking for a primary or secondary residence. The main residence was custom built for efficiency and finished with attention to detail throughout. One of its standout features is the sunroom, where floor-to-ceiling windows and skylights fill the space with natural light and frame open views of the surrounding countryside and reservoir - a spot that works equally well for morning coffee, entertaining, or simply taking in the lakeside view. That same emphasis on natural light and high-end finishes carries through the rest of the home, including a kitchen with ample counter space and a large island that opens into a living area anchored by stone fireplace. The finished basement adds functional living space, bedroom, home gym, as well as an F5-rated storm shelter - a practical addition for anyone weighing year-round livability in this part of the state. With 4 bedrooms and 4 bathrooms in the main home, there's room for a family, guests, or a mix of both. Beyond the main house, the property includes a pool alongside a 3-bedroom guest house complete with its own kitchen, laundry, and cathedral ceilings - a setup well suited to extended family and guests. A detached workshop with an exterior overhang provides an additional covered area for those pool goers seeking shelter from the sun. Access is straightforward: the property is roughly 2 miles from Highway 77, providing a quick connection to regional routes, about 5 miles from Cortland for local services, and approximately 29 miles from Lincoln, putting the state's capital and its amenities within a manageable commute. That balance - quiet, wildlife-rich, water-adjacent acreage with a fast connection to a major highway and city - is a big part of what sets this property apart. Whether the intent is a full-time residence, a weekend property, a multi-generational setup using the guest house, or outdoor enjoyment and recreation on and around the water, this property offers a combination of infrastructure, land, and location built to support a range of uses. *Acres are approximate, survey to determine final acres. *Additional acres available for purchase*.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Christian Luke Wallace of Whitetail Properties Real Estate, LLC.

Facts

List price
$1,600,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
4
Full baths
3
Half baths
1
Interior area
5,224 sq ft
Lot size
22 acres
Year built
2017
Stories
2
Garage spaces
5
County
Gage County
MLS number
11940059
Annual property tax
$8,000

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Flooring

  • Hardwood
  • Carpet

Basement

  • Finished

Construction

  • Cement Siding

Roof

  • Metal

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Cortland.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $320,000
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $9,224 per month

    Principal and interest$8,090
    Property tax$667
    Homeowners insurance$467
    Loan amount$1,280,000
    Total interest over the term$1,632,569

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Whitetail Properties Real Estate, LLC. Listing agent: Christian Luke Wallace. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Aug 21, 2026, 9:01 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.