For saleVirtual tour

$229,000

4 beds1,947 sq ft2.26 acres

5728 Us Hwy 20East Springfield, NY 13333

Homes, condos and townhomes · MLS 12005500 · Listed 30 days ago (Sep 29, 2026)

Otsego Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Step into this warm and character-filled home where original craftsmanship shines! Upon arrival, the wrap-around porch welcomes you into a bright and cheerful home filled with all the architectural details that make historic properties so special. Original stained glass, ornate woodwork, pocket doors, and high ceilings are just some of the appreciable treasures. Original wood floors beneath the carpeting appear to be preserved. Spacious rooms provide plenty of room for everyday living, entertaining, hobbies, and working from home. This home is straight, square and solid! Cosmetic updates at your discretion. Thoughtfully added accessibility features include a convenient ramp and an accessible first-floor bathroom. The exceptionally large kitchen provides abundant space for cooking, gathering, and reimagining. Whether you choose to preserve its vintage charm or create a more expansive modern kitchen, the possibilities are plentiful. Outside, a sunny back porch offers a quiet spot to enjoy the level 2.26 acre yard where there is room to spread out and enjoy the rural setting. There's space for gardens, outdoor games, recreation, pets, or relaxing under the gorgeous shade tree and enjoying the peace and privacy. A two-car garage with attached workshop and additional equipment garage offers ample storage and workspace for vehicles, tools, equipment, hobbies, or outdoor projects. With direct access to US Route 20, the property offers flexibility for those looking to combine home and work, including potential for certain commercial uses or in-home trades, subject to applicable zoning and permitting. One of the truly special benefits of owning property in Springfield: access to Springfield Landing on Otsego Lake. Enjoy lakefront access, a beach and swimming area, boat launch, picnic area, and the potential for dock space, currently subject to a wait list. With its generous acreage, exceptional storage, historic details, flexible layout, and access to Otsego Lake, this distinctive property offers the opportunity to create something truly special while enjoying all that the Springfield community has to offer.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Otsego LakeListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Beach access reported
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterBodyName “Otsego Lake”: Water type taken from the reported water-body name (lake).
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Beach Access, Waterfront”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Michelle Barry of COOPERSTOWN BROKERS LLC.

Facts

List price
$229,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
4
Full baths
1
Interior area
1,947 sq ft
Lot size
2.26 acres
Year built
1890
Stories
2
Garage spaces
2
County
Otsego County
MLS number
12005500
Annual property tax (2026)
$2,346

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer
  • Master Downstairs

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer

Flooring

  • Laminate
  • Hardwood
  • Carpet

Basement

  • Unfinished
  • Bilco Doors

Heating

  • Hot Water
  • Baseboard
  • Oil

Parking

  • Driveway

Construction

  • Wood Siding

Roof

  • Asphalt

Water

  • Well

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in East Springfield.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $45,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $1,420 per month

    Principal and interest$1,158
    Property tax$196
    Homeowners insurance$67
    Loan amount$183,200
    Total interest over the term$233,662

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of COOPERSTOWN BROKERS LLC. Listing agent: Michelle Barry. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 29, 2026, 3:47 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.