For sale

$84,900

30 acres

L29 Acres St Hwy 29aStratford, NY 13470

Land and lots · MLS 12023844 · Listed 18 days ago (Oct 11, 2026)

Ayers Creek · River · Creek or stream · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this land

Are you looking to get away from the crowds, check this out. Town of Stratford, 1040 Ft of road frontage on State Hwy 29A- Borders Ayers Creek and hundreds of acres of State Land on 3 sides! Town of Stratford owns acre in the center. Excellent for wildlife enthusiasts, or perfect hunting land. Set up camp or make your permanent homestead here! Power, phone and cable at the road! There's a nice mix of hard and soft woods, yes, some wetlands with Ayers creek running along the eastern border. Make your own trails back to the water Hiking trails, more State land, snowmobile, 4x4 trails along with sporting clubs all near by. Caroga Lake is a few miles East for year round fun! Concerts, boating, golf, bike trails, Royal Mountain, restaurants, pubs and shops. Head West and be in quaint Town of Dolgeville, Utica and Syracuse are an easy drive too. Heading North into the ADKS? This is a nice starting point! Make this your base camp for all kinds of fun outdoor adventures! Come see why I call this area Sportsman's Paradise! Please call for maps, or more info! Check back for Drone Photos this week!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Ayers Creek (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front, Creek”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by MaryEllen Charles of ADK REALTY.

Facts

List price
$84,900
Status
For sale
Property type
Land and lots
Lot size
30 acres
County
Fulton County
MLS number
12023844
Annual property tax (2026)
$1,700

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Stratford.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $16,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $596 per month

    Principal and interest$429
    Property tax$142
    Homeowners insurance$25
    Loan amount$67,920
    Total interest over the term$86,628

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 22, 2026, 5:59 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.