For saleVirtual tour

$899,000

3 beds2,034 sq ft0.34 acres

1638 Nw 38 Th PlCape Coral, FL 33993

Homes, condos and townhomes · MLS 11884865 · Listed 109 days ago (Jul 13, 2026)

Ocean or gulf · Canal · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Beautifully Upgraded Waterfront Home in Cape Coral, Florida. Home is a builder lot w/3 lots sorrounded by Tropical palms trees completely upgraded. The house build higher than the properties around it to avoid flooding. Many upgrades include high-end custom wood cabinetry, Huge teardrop Kitchen Island, marble floor throughout, marble walls and Durock to avoid any water damage, power Shades in all windows and doors, Security system with cameras and spotlights, new shingle roof, New PGT polymer impact windows and doors doble glass with Orgon gas, REMOTE CONTROL STORM GUARD SHADES TO PROTECT THE BACK, brand new electrical system , generator wit 500gallon propane tank, Large dock 125 feet include two boat lifts, also come with 2 jet skis lifts,5 under water lights for fish, complete water system, for the entire home, For boating enthusiasts, the property offers access toward Matlacha Pass and the Gulf of Mexico, with a route that avoids the notoriously time-consuming "Miserable Mile'. This exceptional property offers a wonderful opportunity to enjoy the Southwest Florida lifestyle. THE OWNER WILL GIVE TO THE BUYER $20,000.00 AT CLOSING'

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
Ocean or gulf, Canal
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Ocean Front, Canal Front, Boat Dock”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Florida Realty of Miami Corp.

Facts

List price
$899,000
Status
For sale
Property type
House
Bedrooms
3
Full baths
2
Interior area
2,034 sq ft
Lot size
0.34 acres (14,985 sq ft)
Year built
2006
Garage spaces
3
County
Lee County
MLS number
11884865

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)

Exterior

  • Dock

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile

Parking

  • Driveway

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Cape Coral.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $179,800
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $5,557 per month

    Principal and interest$4,546
    Property tax$749
    Homeowners insurance$263
    Loan amount$719,200
    Total interest over the term$917,300

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Florida Realty of Miami Corp. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 22, 2026, 11:50 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.