$369,000
26235 Stillwater CirclePunta Gorda, FL 33955
Homes, condos and townhomes · MLS 12036628 · Listed 1 days ago (Oct 29, 2026)
Pond · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Welcome to exceptional water views & golf course living in Punta Gorda, Florida. Seminole Lakes is a premier active, 55+ friendly gated community set around eight scenic lakes and manicured golf fairways. While not age-restricted (a notable advantage compared with most other gated golf communities in the area) it remains popular with active adults and empty-nesters - it is a local favorite located in an insurance friendly X Flood Zone. This beautifully updated 2 bedroom with den ( or 3rd bedroom ), 2 full baths and 2 car garage Antigua model single-family home enjoys sweeping water views down the "Big Lake" and is positioned close to the amenities and the Golf and Country Club Clubhouse. If you need a 3 bedroom 2 bath home, do not count this one out. The den has private french doors and plenty of room for a stand alone closet. This popular floor plan has 1,960 interior living space with 2,649 sq ft under roof. Residents enjoy low HOA fees that cover full lawn maintenance, along with access to a heated community pool, clubhouse, tennis courts, bocce courts, workout room, library, and Tiki Hut. Seminole Lakes Golf & Country Club memberships are completely optional (the club is a separate organization), allowing you to tailor your Florida lifestyle. This home features an open-concept great room with 10-foot ceilings, zero-corner window sliders opening to the lanai, and a floating glass transition window in the dining area - both of which provide large water views throughout the home. Located just minutes from historic downtown Punta Gorda, Fishermen's Village, Charlotte Harbor waterfront parks, boating, dining, and easy access to US-41 and I-75. *KEY FEATURES AND UPGRADES INCLUDE** MAJOR SYSTEMS & HURRICANE PROTECTIONS: Brand-new roof installed in March 2026 ($42,000 value) with double underlayment to provide a reinforced water-shedding barrier that significantly enhances protection against leaks, wind uplift, and severe weather, a new Square D electrical panel box, high-efficiency A/C system (2022) with regular maintenance history, hot water heater (2021), new impact-rated front door (2026), new impact garage door (2026), plus electric remote roll-down storm shutters on the screened lanai and interior crank-down hurricane shutters system throughout. Interior. **UPGRADES AND MODERN FINISHES: Freshly painted interior, beautiful tile flooring throughout, interior plantation shutters, frameless corner kitchen dining window, and zero-corner window sliders from the living room / great room area to the patio. undermount task lighting, stone countertops, new garbage disposal, and in-wall cord concealers for wall-mounted TVs. **PRIMARY SUITE: Spacious primary ensuite bath with double sink vanity, separate shower and contour tub, private water closet area, closet access from primary bathroom with new wire rack closet organizers, **GARAGE AND EXTRA STORAGE: Upgraded non-slip rubberized floor, ceiling drop-down storage, and sealed paver driveway, porch & walk-ways. ****APPLIANCES & EXTERIOR: New Electrolux front-load washer and dryer, stainless steel refrigerator (2024), new garbage disposal (2026), river rock landscaping with concrete borders, and french gutters. (Note: Car & bike are also available for purchase!)
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Pond
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Pond”: Describes the water without a frontage value.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Steve Martin Smith of Slice Of Florida Realty.
Facts
- List price
- $369,000
- Status
- For sale
- Property type
- House (Ranch)
- Bedrooms
- 3
- Full baths
- 2
- Interior area
- 1,960 sq ft
- Lot size
- 0.14 acres (5,921 sq ft)
- Year built
- 1994
- Stories
- 1
- Garage spaces
- 2
- County
- Charlotte County
- HOA / association fee
- $192 monthly
- MLS number
- 12036628
- Annual property tax (2025)
- $2,318
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
- Master Downstairs
Appliances
- Washer
- Stainless Steel Appliance(s)
- Range
- Microwave
- Water Heater
- Refrigerator
- Dryer
- Disposal
- Dishwasher
Flooring
- Tile
Heating
- Other
- Zoned
- Electric
Parking
- Driveway
Construction
- Stucco
Roof
- Tile
Water
- Public (Water Source)
Sewer
- Other
Lot
- Sprinklers In Front
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Punta Gorda.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$2,359 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Slice Of Florida Realty. Listing agent: Steve Martin Smith. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 30, 2026, 1:06 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 4:02 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.