$689,000

332 County Highway 111Caroga Lake, NY 12032

Homes, condos and townhomes · MLS 11962526 · Listed 57 days ago (Sep 2, 2026)

Canada Lake · Lake or reservoir · Canal · Direct parcel frontage · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

*Open House* Saturday 10/10/26 2:00pm to 4:00pm Discover your private Adirondack retreat with waterfront access to Canada Lake. Set on approximately 2 secluded acres with approximately 320 feet of calm canal waterfront, this 5-bedroom, 2-full-bath home offers a rare combination of privacy, water access, generous outdoor space, and year-round Adirondack living. Enjoy the peaceful setting of canal-front living with boating access to Canada Lake--ideal for days spent boating, fishing, kayaking, canoeing, or simply enjoying life near the water. The canal setting provides a quieter, more private atmosphere while keeping the recreational opportunities of Canada Lake within easy reach by water. The home offers inviting spaces to enjoy the Adirondacks in every season. A covered front porch, expansive deck overlooking the waterfront, and a private balcony off one of the bedrooms with beautiful water views create multiple settings for morning coffee, outdoor dining, entertaining, or unwinding at the end of the day. Inside, five bedrooms and two full bathrooms provide plenty of room for family and guests. Hardwood flooring, a fireplace, and warm wood details complement the home's Adirondack character. The full walk-out basement offers substantial additional space with flexibility for storage, recreation, hobbies, or future customization. A spacious detached shed/barn adds another valuable dimension to the property, providing room for kayaks, canoes, fishing gear, outdoor equipment, and other lake-life essentials, along with additional possibilities for seasonal recreational, hobby, or entertainment use. With public sewer, approximately 2 acres, extensive canal frontage, multiple outdoor living areas, abundant storage, and boating access to Canada Lake, this property offers the flexibility to serve as a year-round residence, second home, or Adirondack vacation retreat. Come for the water. Stay for the privacy. Make the Adirondacks your own.

Description provided by the listing brokerage.

Facts

List price

$689,000

Status

For sale

Property type

House

Bedrooms

5

Full baths

2

Interior area

1,512 sq ft

Lot size

2 acres (117,612 sq ft)

Year built

1991

Stories

2

Garage spaces

1

County

Fulton County

MLS number

11962526

Annual property tax (2025)

$7,509

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Caroga Lake.

Price and status history

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More lake or reservoir listings in New York
• What counts as waterfront

Listing courtesy of REALTY ONE GROUP KEY. Listing agent: Yan Wang. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 6, 2026, 12:33 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.