$285,000
4575 Cove Cir #506St Petersburg, FL 33708
Homes, condos and townhomes · MLS 11902089 · Listed 99 days ago (Jul 22, 2026)
Boca Ciega Bay · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Welcome to waterfront living in this beautifully maintained, gated 55+ community located approximately one mile from Madeira Beach and the Gulf of Mexico. Enjoy panoramic views of the lagoon, Intracoastal Waterway, and lush tropical grounds, along with stunning western-exposure sunsets and frequent sightings of dolphins and manatees. This fully furnished residence features easy-care wood and tile flooring throughout-no carpet-and includes a covered carport. The community laundry room is conveniently located just down the hall. The building is ideally positioned next to the clubhouse and swimming pool, providing easy access to the community's extensive amenities. Residents enjoy 24-hour gated security, two swimming pools that are cooled in the summer and heated in the winter, fishing docks, covered picnic areas, barbecue grills, tennis, pickleball, shuffleboard, water aerobics, saunas, and a fitness center. The active clubhouse offers stage shows, dances, potlucks, bingo, darts, card games, and other organized activities led by a full-time social director. Stroll around the lagoon, relax among the beautifully landscaped grounds, or enjoy nearby shopping, restaurants, banking, and the American Legion. Seminole City Center and the Bay Pines VA Medical Center are also just minutes away. Covered boat slips and kayak storage may be available for rent through the association. Experience the relaxed Florida waterfront lifestyle-welcome to paradise! Buy This Home-Risk-Free! If you're not completely satisfied with your new home within the first 12 months, I'll Buy It Back or Sell It For Free. No Gimmicks! This is part of my Exclusive Buyer Protection Plan. For full details, call the listing agent directly. Bonus Offers for VIP Buyers: Bonus 1: Don't Get Stuck Owning Two Homes. Buy this home and I'll Buy Yours! If you're looking to purchase a new home but still need to sell your current one, you're not alone-and we have a solution. For details on this powerful option, call the listing agent or request a free report. Bonus 2: FREE 1-Year Home Warranty. Enjoy added peace of mind. As a VIP Buyer, you'll receive a 1-year home warranty at no cost to you at closing. Call today to become a VIP Buyer and take advantage of these exclusive benefits! If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.
- Relationship to the water
- Shared waterfront site
- Water type
- Bay, harbor, inlet or sound
- Water body
- Boca Ciega BayListing names this water body (matched to our registry)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterBodyName“BOCA CIEGA BAY”: Water type taken from the reported water-body name (bay).WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Waterfront”: Describes the water without a frontage value.PropertyTypeDetail“condo”: A unit on a shared (condominium-style) site.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Brenda Bianchi of BIANCHI REALTY & PROPERTY MANAGEMENT INC.
Facts
- List price
- $285,000
- Status
- For sale
- Property type
- Condo
- Bedrooms
- 2
- Full baths
- 2
- Interior area
- 1,040 sq ft
- Year built
- 1973
- Stories
- 1
- County
- Pinellas County
- MLS number
- 11902089
- Annual property tax (2025)
- $3,444
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
Appliances
- Range
- Microwave
- Refrigerator
- Disposal
- Dishwasher
Flooring
- Tile
Heating
- Electric
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St Petersburg.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,811 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of BIANCHI REALTY & PROPERTY MANAGEMENT INC. Listing agent: Brenda Bianchi. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 2, 2026, 9:01 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.