For sale

$149,000

4 beds1,564 sq ft0.14 acres

31120 Keenland RdRocky Mount, MO 65072

Homes, condos and townhomes · MLS 12040058 · Listed 6 days ago (Oct 23, 2026)

Lake of the Ozarks · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Looking for a LAKEFRONT fixer upper at the Lake of the Ozarks? Your search stops here- 4 BR, 3.5 bath, 65' lakefront w/ 1 well dock, 2 car detached garage w/ storage, & gentle lot. Home is a canvas to design a new investment opportunity- flippers/remodelers/DYI'ers...Kitchen & dining are on the main floor entrance as is the 4 BRs; the living area adorns the view of the lake from the lower level. Located in a large, protected cove, the location is nice for utilizing the lake & close to both land & water entertainment. NOTE: This property will to GO TO AUCTION on Tuesday, December 1, 2026; home is being sold AS IS WHERE IS, w/ No Warranties; List price is not reflective of the final selling price. Shown by appointment/Open House- Monday, November 9, 2026, 4 - 6 pm (ct)

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Lake of the OzarksListing names this water body (matched to our registry)
Frontage length
"65" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Angela Schejbal of United Country | Lake Area Properties & Auction, LLC.

Facts

List price
$149,000
Status
For sale
Property type
House
Bedrooms
4
Full baths
3
Half baths
1
Interior area
1,564 sq ft
Lot size
0.14 acres (1,564 sq ft)
Year built
1955
Stories
3
Garage spaces
2
County
Morgan County
HOA / association fee
$25 monthly
MLS number
12040058
Annual property tax (2025)
$1,706

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Exterior

  • Dock

Appliances

  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Basement

  • Walk-Out Access
  • Finished

Heating

  • Zoned
  • Forced Air
  • Electric

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Rocky Mount.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $29,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $962 per month

    Principal and interest$753
    Property tax$142
    Homeowners insurance$42
    HOA dues$25
    Loan amount$119,200
    Total interest over the term$152,033

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of United Country | Lake Area Properties & Auction, LLC. Listing agent: Angela Schejbal. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 29, 2026, 2:05 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.