For saleReduced $400Virtual tour
$4,400
2 beds1,187 sq ft
Ocean or gulfShared waterfront site
3870 N Highway A1a #405Hutchinson Island, FL 34949
Condo · MLS 11415980
Listing courtesy of Compass Florida, LLC · MyStateMLS
For saleReduced $500 from $5,000Virtual tour
$4,500
2 beds1,187 sq ft
3870 N Highway A1a #405Hutchinson Island, FL 34949
Homes, condos and townhomes · MLS 11686979 · Listed 206 days ago (Apr 6, 2026)
Ocean or gulf · Shared waterfront site · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Enjoy true oceanfront living on the private side of North Hutchinson Island. Located on the 4th floor, this beautifully furnished beachfront residence offers elevated ocean views and a serene coastal setting. Available annually or seasonally with a 3-month minimum stay, it delivers the perfect blend of comfort, convenience, and lifestyle. Wake up to the sound of the waves, enjoy a light-filled interior, and relax on your private balcony overlooking the Atlantic. The building features resort-style amenities, including a heated pool, jacuzzi, sauna, fitness center, tennis court, BBQ area, game and billiards rooms, media room, pet area, car wash station, elevator, and covered garage parking. A standout feature is the private garage stocked like your own beach cabana, complete with pool cabana setup, beach chairs, beach umbrella, kayak, 11-ft paddleboard, surf and body boards, and bicycles*-everything you need to fully enjoy the island lifestyle. A turnkey oceanfront retreat ideal for a seasonal escape or full-time coastal living.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.
- Relationship to the water
- Shared waterfront site
- Water type
- Ocean or gulf
- Water body
- Not provided. Ask the listing agent.
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Beach access reported
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Ocean Front, Beach Access”: Includes a "… Front" value describing frontage.PropertyTypeDetail“condo”: A unit on a shared (condominium-style) site.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Compass Florida, LLC.
Facts
- List price
- $4,500
- Original list price
- $5,000
- Status
- For sale
- Property type
- Condo
- Bedrooms
- 2
- Full baths
- 2
- Interior area
- 1,187 sq ft
- Year built
- 1993
- Stories
- 10
- Garage spaces
- 1
- County
- St. Lucie County
- MLS number
- 11686979
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
Exterior
- Tennis Court(s)
Appliances
- Microwave
- Water Heater
- Refrigerator
- Dishwasher
Flooring
- Vinyl
- Tile
Heating
- Other
Water
- Public (Water Source)
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Hutchinson Island.
Price and status history
- Original list price reported by the brokerage: $5,000
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
$900
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.
Estimated monthly payment
$27 per month
Principal and interest$23
Property tax$4
Loan amount$3,600
Total interest over the term$4,592
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Similar waterfront listings nearby
Waterfront listings of the same property type and water type in Hutchinson Island, priced within 25% of this listing ($3,375 to $5,625), newest first. Each one passes the same waterfront rules. See all matches
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Compass Florida, LLC. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 27, 2026, 11:50 AM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.