Under contract

$349,000

3 beds1,778 sq ft0.51 acres

48 Main St.Deposit, NY 13754

Homes, condos and townhomes · MLS 11904422 · Listed 102 days ago (Jul 20, 2026)

West Branch Delaware River · River · Direct parcel frontage · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

It's been said that the UpperWest has some of the best fly fishing on the Delaware River system. And, this exact spot may be the best of that section. Coupled with a newer (2008) home with modern efficiencies and a nice 2 car garage, this is a winning combination. Day after day, the water is boiling with Trout and someone will end up watching this water from their deck or their master bedroom for years and years to come. Best of all, someone will end up taking just a few steps to fly fish this fantastic water any time they want to. This wonderfully maintained home has over 1,700 square feet of living space, including 3 bedrooms, 2 bathrooms, kitchen (stainless steel appliances) with dining area, LR, family room (or 4th bedroom) and utility room with washer/dryer. Kitchen and spare room include French and sliding glass doors overlooking the large deck and the river. A full attic (possible additional bedrooms) and a full poured-concrete basement increase space. Modern utilities feature central A/C, a Rinnai natural gas boiler for the baseboard heat, a Bosch domestic hot water heater and 200 amp circuit breaker panel. The detached 2 car garage includes a heated workshop, ideal for a year-round private fly shop, and huge loft. The rocking chair front porch has a concrete deck and the sidewalk and driveway are concrete, too. A small section of the yard between the garage and house is fenced, a perfect play area for little kids or pets. This is a generational opportunity to purchase a beautiful home on a renowned section of the West Branch Delaware River!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
River
Water body
West Branch Delaware RiverListing names this water body (matched to our registry)
Frontage length
136 ft (reported as "136'")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Christopher Gross of UPPER DELAWARE REAL ESTATE.

Facts

List price
$349,000
Status
Under contract
Property type
House
Bedrooms
3
Full baths
2
Interior area
1,778 sq ft
Lot size
0.51 acres
Year built
2008
Stories
2
Garage spaces
2
County
Delaware County
MLS number
11904422
Annual property tax
$9,329

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Master Downstairs

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Flooring

  • Laminate

Basement

  • Unfinished
  • Bilco Doors

Heating

  • Hot Water
  • Baseboard
  • Natural Gas

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Deposit.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $69,800
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,642 per month

    Principal and interest$1,765
    Property tax$777
    Homeowners insurance$100
    Loan amount$279,200
    Total interest over the term$356,104

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of UPPER DELAWARE REAL ESTATE. Listing agent: Christopher Gross. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Aug 5, 2026, 12:36 AM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.