$319,000
14138 Bumpy Hill Rd.Altha, FL 32421
Homes, condos and townhomes · MLS 11792165 · Listed 156 days ago (May 27, 2026)
Chipola River · River · Direct parcel frontage · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
If you are looking for a quiet and private getaway, this Chipola River home is an ideal retreat. Situated on 1.22 acres with 156 feet of waterfront, the property includes a current survey for your review. This location offers exceptional privacy, surrounded by over 40 acres of protected natural woods owned by the NWFWMD and the Board of County Commissioners, ensuring no future development. With no through traffic and natural woods across the river, it remains a serene and secluded spot. The home features two bedrooms, two bathrooms, and a loft utilized as a third bedroom. The kitchen, dining, and living areas all face the river, providing beautiful views of this spring-fed treasure. Built on pilings, the house includes a storage room underneath, a front porch and deck, and direct steps leading down to the water. Once you experience the tranquility of this property, you may find you never want to leave.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.
- Relationship to the water
- Direct parcel frontage
- Water type
- River
- Water body
- Chipola River (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- 156 ft (reported as "156'")
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“River Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Danny Ryals of DANNY RYALS REAL ESTATE.
Facts
- List price
- $319,000
- Original list price
- $329,000
- Status
- For sale
- Property type
- House
- Bedrooms
- 2
- Full baths
- 2
- Lot size
- 1.22 acres
- County
- Calhoun County
- MLS number
- 11792165
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Interior
- Walk-In Closet(s)
- Master Downstairs
Appliances
- Range
- Microwave
- Refrigerator
- Dishwasher
Roof
- Metal
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Altha.
Price and status history
- Original list price reported by the brokerage: $329,000
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,971 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of DANNY RYALS REAL ESTATE. Listing agent: Danny Ryals. Listings provided by MyStateMLS.
Listing last updated by the brokerage Aug 19, 2026, 10:48 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:53 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.