For sale

$459,000

2 beds3,136 sq ft0.55 acres

81219 Shermans Shoreline RoadClinton, MN 56225

Homes, condos and townhomes · MLS 11948847 · Listed 66 days ago (Aug 24, 2026)

Big Stone Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

Report a problem

For sale: Listed and available according to the MyStateMLS feed.

About this property

Big Stone Lake Dream Home - Finish It Your Way. Bring your vision to Big Stone Lake! This brand-new, unfinished 6-bedroom, 3-bath home offers a rare opportunity to complete a lake property exactly the way you've always dreamed. The structure is already in place, giving you a tremendous head start while leaving the finishing touches to your imagination and style. Situated just steps from Big Stone Lake in Ortonville, this property offers the location and space to create an incredible lake retreat, full-time residence, or family getaway. The home sits on an expansive 170' x 140' lot, providing plenty of room for outdoor entertaining, recreation, gardens, storage, or whatever your lake-life dreams require. Inside, the home offers 6 bedrooms and 3 bathrooms, providing plenty of room for family and guests. The major structure is complete, and the electrical service has been upgraded to 200 amp, with much of the wiring already complete. The property is being offered unfinished and will require completion of the interior and remaining finishing work. The furnace and water heater have already been installed, and a central air-conditioning unit is included on the property. A propane tank has also been installed. Whether you're a contractor, investor, or creative dreamer looking for a project with tremendous potential, this is your chance to make it your own. Outside, you'll find a stamped-concrete front patio ready for relaxing and entertaining, along with two storage sheds for added convenience. There's also an added bonus for lake enthusiasts and travelers: two sewer and water hookups are conveniently located on each side of the house for campers, making it easy to accommodate additional guests or enjoy the property while completing the home. This is more than an unfinished house - it's a blank canvas in a fantastic Big Stone Lake location. Bring your ideas, finish the details, and create the lake home you've been dreaming about.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water body
Big Stone Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
170 ft (reported as "170 Feet")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Matthew Karels of Strong Realty.

Facts

List price
$459,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
2
Full baths
1
Interior area
3,136 sq ft
Lot size
0.55 acres (23,800 sq ft)
Year built
2020
Stories
2
County
Big Stone County
MLS number
11948847
Annual property tax (2026)
$3,162

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Water Heater

Flooring

  • Stone

Heating

  • Forced Air
  • Propane

Roof

  • Metal

Water

  • Well

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Clinton.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $91,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,718 per month

    Principal and interest$2,321
    Property tax$264
    Homeowners insurance$133
    Loan amount$367,200
    Total interest over the term$468,343

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Strong Realty. Listing agent: Matthew Karels. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 29, 2026, 12:35 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.