Under contractVirtual tour

$765,000

5 beds1,816 sq ft0.35 acres

177-179 Marble RoadRichfield Springs, NY 13439

Homes, condos and townhomes · MLS 11941465 · Listed 69 days ago (Aug 22, 2026)

Canadarago Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

A truly special opportunity on beautiful Canadarago Lake - Two charming lakefront cottages set on 150' of direct, west-facing waterfront, offering spectacular sunsets, all-day sunshine, and a wonderful sense of privacy on a quiet side street. 179 Marble Road is a quintessential lake cottage filled with storybook charm. Originally built in 1900, the home retains its timeless appeal while showcasing noteworthy authentic barnwood features from its 1970 remodel and recent updates. With three bedrooms and one bath, it is warm, inviting, and delightfully unpretentious-the kind of place where lake memories are made. A new dock extends into the water, while the partially finished basement provides additional living space, convenient storage and a handy spot to grab refrigerated drinks and snacks while enjoying the lake front. 177 Marble Road offers a different, yet beautifully complementary experience. Thoughtfully reimagined, and fully renovated in 2020, the cottage features a modern farmhouse-inspired design with two bedrooms, one bath, and a brand-new, high functioning kitchenette with counter seating. A concrete patio sits just out back with ample space for outside dining, while a full deck spans the lake front, creating an extraordinary perch for morning coffee, afternoon lounging, and sunset gatherings. An existing wooden dock provides direct access to the water. The cottages enjoy an impressive collection of improvements including new roofsdesigned to enhance both enjoyment and peace of mind. A substantial retaining wall was installed six years ago, adding stability & visual appeal. New stairs from the houses to the lake and a new bluestone patio improve access while also enhancing the property's aesthetic. The west-facing view is positioned to capture breathtaking evening sunsets and a perfect view of Canadarago Lake's 4th of July fireworks display. Whether you're looking for a multi-generational retreat, a private family compound, a place to gather with friends, or an investment with two separate living spaces, this property offers flexibility. And while the setting feels wonderfully removed, convenience is close at hand. The cottages are just minutes from Richfield Springs, where you'll find everyday amenities. The village of Cooperstown is a 15-minute drive away. Furnishings convey with the property.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Canadarago LakeListing names this water body (matched to our registry)
Frontage length
150 ft (reported as "150'")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house-accessory”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Michelle Barry of COOPERSTOWN BROKERS LLC.

Facts

List price
$765,000
Status
Under contract
Property type
House with accessory unit
Bedrooms
5
Full baths
2
Interior area
1,816 sq ft
Lot size
0.35 acres
Year built
1900
Stories
2
Garage spaces
1
County
Otsego County
MLS number
11941465
Annual property tax (2026)
$6,438

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Exterior

  • Dock

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer

Flooring

  • Hardwood

Basement

  • Walk-Out Access
  • Partially Finished

Heating

  • Baseboard
  • Electric

Construction

  • Wood Siding
  • Vinyl Siding

Roof

  • Asphalt

Water

  • Other (Water Source)

Sewer

  • Septic Tank

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Richfield Springs.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $153,000
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2026). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $4,630 per month

    Principal and interest$3,868
    Property tax$537
    Homeowners insurance$225
    Loan amount$612,000
    Total interest over the term$780,572

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of COOPERSTOWN BROKERS LLC. Listing agent: Michelle Barry. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Sep 12, 2026, 6:26 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:32 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.