$190,000
113 N Shore Rd West Caroga LakeCaroga Lake, NY 12032
Homes, condos and townhomes · MLS 12014458 · Listed 25 days ago (Oct 4, 2026)
West Caroga Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Located on N Shore Road- West Caroga Lake- just a short walk to the free deeded lake access! No HOA fees! There are 2 Bedrooms, 1 Bath, Open great room with living, dining and kitchen. Fabulous screen porch with beautiful wood burning fireplace for relaxing in the Adirondacks! Electric heat will keep you toasty in the fall and spring. Large lot too! There are hiking/snowmobile trails you can access from here! Caroga Lake truly is a Sportsman's Paradise! Spend your summers boating, fishing, golfing, swimming, hiking, biking, enjoying concerts at Caroga Arts at Sherman's, dining or enjoying local restaurants, or exploring nearby state land. Dedicated Bike trails at the Wheelerville trails. The Caroga Lake Marina offers pontoon boat and kayak rentals, while the Caroga Lake State Campground provides a public beach, picnic area, and boat launch. When winter arrives, enjoy downhill skiing at nearby Royal Mountain, snowmobiling, ice fishing, and miles of scenic trails. Come enjoy this seasonal getaway, or an investment property, rentals are permitted in Caroga Lake. Escape the city, reconnect with nature, and enjoy four seasons of adventure-all just 3 hours from NYC/Connecticut and 1 hour from the Capital District. Come discover why so many people fall in love with Caroga Lake!
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Lake or reservoir
- Water body
- West Caroga Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- 50 ft (reported as "50ft")
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Dock reported, Deep-water dock reported
- Dock depth
- "4ft" as reported
- Shoreline
- Beach access reported
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits. The source gives no measurement location, date or datum for the depth, so it cannot be compared with a boat’s draft.
Why this is listed as waterfront
WaterBodyName“West Caroga Lake”: Water type taken from the reported water-body name (lake).WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Beach Access, Waterfront”: Describes the water without a frontage value.PropertyTypeDetail“house”: Property form used to read the frontage relationship.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by MaryEllen Charles of ADK REALTY.
Facts
- List price
- $190,000
- Status
- For sale
- Property type
- House
- Bedrooms
- 2
- Full baths
- 1
- Interior area
- 1,080 sq ft
- Lot size
- 0.6 acres
- Year built
- 2014
- Stories
- 2
- County
- Fulton County
- MLS number
- 12014458
- Annual property tax (2026)
- $1,650
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Exterior
- Deep Water Dock
Appliances
- Range
- Refrigerator
Heating
- Zoned
- Forced Air
- Electric
Parking
- Driveway
Construction
- Vinyl Siding
Roof
- Metal
Water
- Other (Water Source)
Sewer
- Septic Tank
Lot
- Cul-De-Sac
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Caroga Lake.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$1,152 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 7, 2026, 7:39 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.