For saleReduced $12,400 from $64,900

$52,500

1.75 acres

0 Phillips RoadAlbany, KY 42602

Land and lots · MLS 11675096 · Listed 227 days ago (Mar 16, 2026)

Dale Hollow Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this land

Imagine waking up to beautiful views of Dale Hollow Lake and ending your day surrounded by the peace and quiet of Kentucky lake country. Lots 6 & 7 in the established Crescent Ridge Subdivision in Albany, Kentucky offer a combined 1.75± acres, giving you the space, setting, and flexibility to create the home or getaway you've been dreaming about. These side-by-side lots feature desirable flat, build-ready terrain, helping make the building process easier and more cost-effective. The property has already perked for a 3-bedroom, 2-bath home, and a water meter is installed-two valuable improvements that can save time and expense as you begin planning your build. And then there's the VIEW! Enjoy a beautiful span of Dale Hollow Lake views right from your own property, creating the perfect backdrop for a full-time residence, vacation retreat, or investment property. Love the lake? You'll be just minutes from Wisdom Dock Marina, where boating, fishing, and days on the water are within easy reach. Located in a peaceful, well-established subdivision with an annual HOA fee of just $200 per lot, these adjoining properties offer a rare combination of lake views, usable acreage, building potential, and convenient lake access. Two lots. 1.75± acres. Dale Hollow Lake views. Build-ready potential. Don't just dream about having your own place near Dale Hollow Lake-build it here.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Dale Hollow LakeListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Jennifer Thrasher of The Realty Firm Byrdstown.

Facts

List price
$52,500
Original list price
$64,900
Status
For sale
Property type
Land and lots
Lot size
1.75 acres
County
Clinton County
HOA / association fee
$33 monthly
MLS number
11675096

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Land details

Water source
Public (WaterSource)

Features

Water

  • Public (Water Source)

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Albany.

Price and status history

  • Original list price reported by the brokerage: $64,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$10,500
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$359 per month

Principal and interest$265
Property tax$44
Homeowners insurance$17
HOA dues$33
Loan amount$42,000
Total interest over the term$53,569

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of The Realty Firm Byrdstown. Listing agent: Jennifer Thrasher. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 10, 2026, 8:05 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.