SavedSign in
For saleVirtual tour

$369,900

2 beds750 sq ft

1155 103rd St #8BBay Harbor Islands, FL 33154

Homes, condos and townhomes · MLS 11394398 · Listed 942 days ago (Apr 1, 2024)

Ocean or gulf · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details

Report a problem

For sale: Listed and available according to the MyStateMLS feed.

About this property

Dreamy mid-century 2-bed, 2-bath co-op condo with spectacular bay frontage on Bay Harbour Island. This lovely second floor unit features 750 SF of living space, gorgeous terrazzo floors throughout , light-filled spaces and views of Biscayne Bay. Enjoy beach-town living in the Magic City! The Bay Harbor Club boasts lush tropical landscaping, swimming pool, shuffleboard, BBQ area + more. Reserved parking and within walking distance of Miami's coolest shops and restaurants. No rentals. No pets. Cash only. CO-OP DUES ARE PAID SEMI-ANNUALLY. **See broker remarks.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Ocean Front, Bay”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “coop”: A unit on a shared (condominium-style) site.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Compass Florida, LLC.

Facts

List price
$369,900
Status
For sale
Property type
Co-op
Bedrooms
2
Full baths
2
Interior area
750 sq ft
Year built
1956
County
Miami-Dade County
MLS number
11394398
Annual property tax (2022)
$2,919

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Microwave
  • Dishwasher

Flooring

  • Tile

Virtual tours

Open virtual tour on www.propertypanorama.com

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Bay Harbor Islands.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $73,980
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2022). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,222 per month

    Principal and interest$1,870
    Property tax$243
    Homeowners insurance$108
    Loan amount$295,920
    Total interest over the term$377,430

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Bay Harbor Islands, priced within 25% of this listing ($277,425 to $462,375), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 27, home at 10350 W Bay Harbor Dr #5E, Bay Harbor Islands, FL 33154
    For saleDock reportedVirtual tour

    $349,000

    1 bed950 sq ft

    Bay, harbor, inlet or soundShared waterfront site

    10350 W Bay Harbor Dr #5EBay Harbor Islands, FL 33154

    Condo · MLS 11802307

    Listing courtesy of Compass Florida, LLC · MyStateMLS

    Photo 1 of 21, home at 10350 W Bay Harbor Dr #5M, Bay Harbor Islands, FL 33154
    For saleReduced $10,000Dock reportedVirtual tour

    $375,000

    1 bed950 sq ft

    Bay, harbor, inlet or soundShared waterfront site

    10350 W Bay Harbor Dr #5MBay Harbor Islands, FL 33154

    Condo · MLS 11457003

    Listing courtesy of Compass Florida, LLC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Compass Florida, LLC. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Dec 25, 2024, 12:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.