Under contractVirtual tour

$399,500

3 beds1,790 sq ft0.18 acres

6560 Lake Clark DrLakeland, FL 33813

Homes, condos and townhomes · MLS 11885407 · Listed 108 days ago (Jul 14, 2026)

Pond · Waterfront, relationship not specified · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

NESTLED BENEATH TOWING SHADE TREES in SE Lakeland's perennial favorite residential community of Christina is this beautiful home in one of the most serene and peaceful settings you can imagine. This single-story home features three bedrooms, 2 bathrooms, a greatroom floor plan, and a large kitchen with integrated casual dining nook in front of three large windows built to mimic a bay window which floods the entire space with beautiful natural light filtered through the tower shade trees. You are sure to fall in love with the gleaming wood floors in the main living area, primary suite and guest suite. The greatroom features a wall of built-ins to display treasured books and collectibles and still allow you to enjoy one of the most jaw-dropping views beyond. The primary suite is exceptionally large for a home of this type with a large en-suite bathroom, dual sink vanity, garden tub, fully tiled shower and walk-in closet. The guest suite (bedroom #2) affords direct access to bathroom #2 which has been outfitted with a walk-in tub for those with mobility issues who still would like to enjoy a leisurely bath. Bedroom #3 is currently outfitted for use but still has a full closet and easy access to bathroom #2. There is an inside laundry room with full size utility sink and door leading into the 22'x21' garage. But let's backup a bit . . . just off the great room, the former screen enclosed 10' x 16' lanai was converted to an enclosed Florida Room complete with large picture windows overlooking one of the most picturesque water views in the area. Christina Hammock also boasts a full clubhouse, community pool & spa, tennis/pickleball court and fenced "dog park" shaded by towering trees.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
"55" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Jeri Thom of PREMIER REALTY NETWORK INC.

Facts

List price
$399,500
Status
Under contract
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Interior area
1,790 sq ft
Lot size
0.18 acres
Year built
2002
Garage spaces
2
County
Polk County
HOA / association fee
$202 monthly
MLS number
11885407
Annual property tax (2025)
$2,471

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile
  • Laminate
  • Hardwood

Heating

  • Heat Pump
  • Electric

Construction

  • Stucco
  • Masonite

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Lakeland.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $79,900
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $2,545 per month

    Principal and interest$2,020
    Property tax$206
    Homeowners insurance$117
    HOA dues$202
    Loan amount$319,600
    Total interest over the term$407,632

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Lakeland, priced within 25% of this listing ($299,625 to $499,375), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 42, home at 1154 Waterfall Ln, Lakeland, FL 33803
    For saleVirtual tour

    $349,900

    3 beds1,482 sq ft

    PondWaterfront, relationship not specified

    1154 Waterfall LnLakeland, FL 33803

    Homes, condos and townhomes · MLS 11908879

    Listing courtesy of PREMIER REALTY NETWORK INC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of PREMIER REALTY NETWORK INC. Listing agent: Jeri Thom. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 16, 2026, 5:27 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.