Under contract

$99,000

0.47 acres

00 Hwy 79Dover, TN 37058

Land and lots · MLS 11972062 · Listed 55 days ago (Sep 4, 2026)

Cumberland river-Lake Barkley · Lake or reservoir · Direct parcel frontage · Waterfront details

Report a problem

Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this land

Here is a rare opportunity to own approximately .47 acres of unrestricted waterfront property in Dover, Tennessee, adjoining the Dyers Creek Recreational Area on the Cumberland-River-Lake Barkley. The property offers approximately 250' of highway road frontage and approximately 154' of water frontage, providing excellent access, visibility and waterfront appeal. With no building restrictions, and municipal water available, this property offers exceptional flexibility and may be used for either commercial or residential purposes. Potential uses include a business venture, investment property, recreational get-a-way or home. Boating and fishing enthusiasts will appreciate the free public launching ramp located within approximately one mile of the property, providing convenient access to the Cumberland River-Lake Barkley. An older septic system is located on the property and being sold as-is with no warranties, The property is also subject to a US Army Corps of Engineers flowage easement and a private dock is not permitted. Whether you are seeking a waterfront location for commercial development or a place to enjoy the recreational opportunities of the Cumberland River-Lake Barkley area, this unrestricted property offers outstanding potential. Bring your plans and take advantage of this unique waterfront land opportunity.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Cumberland river-Lake Barkley (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
154 ft (reported as "154'")
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Randy Stamps of Lake Realty, LLC.

Facts

List price
$99,000
Status
Under contract
Property type
Land and lots
Lot size
0.47 acres
County
Stewart County
MLS number
11972062
Annual property tax (2025)
$251

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Land details

Water source
Public (WaterSource)

Features

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Dover.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $19,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $551 per month

    Principal and interest$501
    Property tax$21
    Homeowners insurance$29
    Loan amount$79,200
    Total interest over the term$101,015

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Lake Realty, LLC. Listing agent: Randy Stamps. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 5, 2026, 5:52 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.