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For saleLeased lotVirtual tour

$31,900

2 beds672 sq ft

13582 E Hwy 40 #Lot 157Silver Springs, FL 34488

Manufactured and mobile homes · MLS 12005557 · Listed 30 days ago (Sep 29, 2026)

Lake Waldena · Lake or reservoir · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Beautifully Renovated Waterfront Lifestyle Home in The Retreat at Lake Waldena - Silver Springs, Florida Welcome to The Retreat at Lake Waldena, a highly desirable 55+ waterfront community nestled beside the National Forest and Natural Springs of beautiful Silver Springs, Florida. This is more than a home-it's a lifestyle where fishing, kayaking, boating, lakeside sunsets, and an active social community are part of everyday life. This stunning home has been extensively renovated and rebuilt with quality improvements throughout. Unlike many cosmetic updates, the major systems have already been addressed, including updated electrical from the panel throughout the home, replacement trusses and subfloors, updated fixtures, and numerous structural and interior upgrades. Step inside to discover a bright coastal-inspired interior featuring fresh finishes, beautiful shiplap accents, updated baseboards, and an inviting open feel. The kitchen offers epoxied countertops, newer appliances, updated flooring, and plenty of space for entertaining. Both bathrooms have been upgraded with new cabinetry, faucets, tall toilets, and stylish finishes. The guest bath showcases hand-laid river rock flooring, creating a unique custom look rarely found in homes at this price point. Outside, you'll find newer vinyl siding, coated metal accents, propane service, a fenced side yard perfect for pets, and a spacious Florida room. The home sits on a desirable corner lot and features a metal roof that has recently been professionally gel-coated and sealed. One of the home's most unique features is the custom-built Tiki bar with a handcrafted ocean-themed epoxy countertop created by a local artist. The seller may be willing to include this incredible piece, creating the perfect space for entertaining family and friends while enjoying Florida's year-round sunshine. Community Features Include: Private lake access Fishing dock and pier Beach area Kayaking and boating Active clubhouse and community events Shuffleboard and horseshoes Dog park Beautiful natural surroundings near the Ocala National Forest and Silver Springs attractions Lot Lease: $585 per month Includes: Water Sewer Trash Cable Pet Friendly Up to 2 dogs (non-aggressive breeds). For additional peace of mind, the home is not located in a flood zone. Central Florida's inland location allows residents to enjoy the Florida lifestyle while avoiding coastal storm surge concerns. If you're searching for a move-in-ready home that has been truly rebuilt and thoughtfully upgraded in one of Silver Springs' most desirable waterfront communities, this property deserves a place at the top of your list.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Lake Waldena (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Ginger Bryant of SUNBELT HOME SALES INC.

Facts

List price
$31,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
1
Interior area
672 sq ft
County
Marion County
MLS number
12005557

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
0
Land
Leased lot (land not included)
Land lease amount
$585 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Appliances

  • Range
  • Refrigerator

Flooring

  • Tile
  • Carpet

Parking

  • Carport

Construction

  • Vinyl Siding

Roof

  • Metal

Virtual tours

Open virtual tour on www.sunbelthomesales.com

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Silver Springs.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $6,380
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $196 per month

    Principal and interest$161
    Property tax$27
    Homeowners insurance$8
    Loan amount$25,520
    Total interest over the term$32,549

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Silver Springs, priced within 25% of this listing ($23,925 to $39,875), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 31, manufactured home at 13582 E Hwy 40 #Lot 107, Silver Springs, FL 34488
    For saleReduced $10,000Leased lotVirtual tour

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    2 beds728 sq ft

    Lake WaldenaLake or reservoirShared waterfront site

    13582 E Hwy 40 #Lot 107Silver Springs, FL 34488

    Manufactured home · MLS 11983563

    Listing courtesy of SUNBELT HOME SALES INC · MyStateMLS

    Photo 1 of 37, manufactured home at 13582 E Hwy 40 #Lot 177, Silver Springs, FL 34488
    For saleReduced $27,900Leased lotVirtual tour

    $30,000

    2 beds840 sq ft

    Lake WaldenaLake or reservoirShared waterfront site

    13582 E Hwy 40 #Lot 177Silver Springs, FL 34488

    Manufactured home · MLS 11742486

    Listing courtesy of SUNBELT HOME SALES INC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of SUNBELT HOME SALES INC. Listing agent: Ginger Bryant. Co-listing agent: David Siracusa. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 22, 2026, 6:17 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.