Under contract

$899,000

4 beds4,276 sq ft9 acres

89 Zinno RdAshland, NY 12407

Homes, condos and townhomes · MLS 11857212 · Listed 125 days ago (Jun 27, 2026)

Pond · Waterfront, relationship not specified · Waterfront details

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Under contract: The seller has accepted an offer with conditions. Some sellers still accept backup offers.

About this property

Tucked away on nine private acres of exquisitely landscaped, park-like grounds, this extraordinary mountain estate captures the essence of refined Catskills living. Framed by breathtaking panoramic views of both Windham and Hunter ski mountains and just 10 minutes from Windham Mountain Club, this is a rare opportunity to own a private retreat where every season offers its own spectacular backdrop. Arrive home by way of the oversized two-car garage and enclosed breezeway before stepping into a light-filled interior where soaring cathedral ceilings and a dramatic wall of chalet-style windows blur the line between indoors and out. Designed to showcase the surrounding landscape, the expansive open floor plan is bathed in natural light and centered around a warm propane fireplace, creating an atmosphere equally suited for elegant entertaining or cozy evenings after a day on the slopes. The thoughtfully designed kitchen flows effortlessly into the living and dining areas, complete with a generous breakfast bar and twin sliding glass doors that open to an expansive wraparound deck. Here, mountain mornings begin with coffee overlooking your private swimming pond, while evenings are spent dining under the stars with sweeping Catskill vistas stretching beyond the manicured grounds. The luxurious owner's suite offers a peaceful sanctuary featuring a spacious walk-in closet and private spa-inspired bath. Upstairs, a dramatic loft provides an additional bedroom, inviting sitting area, and abundant space to create a third full bath-ideal for guests, a private office, or an elevated owner's retreat. The full poured concrete walk-out basement is an exceptional extension of the home, featuring two sets of French doors that flood the space with natural light while offering limitless possibilities for a fitness studio, wine cellar, recreation room, or additional luxury living space. A dedicated mechanical room, radiant heated floors, central air conditioning, basement wood stove, and a whole-house automatic generator ensure year-round comfort and effortless mountain living. Outside, the property unfolds like a private resort. Wander the beautifully maintained grounds, spend warm summer afternoons swimming in your own pond, gather around future firepit evenings beneath brilliant star-filled skies, or simply take in the ever-changing mountain scenery from every vantage point. Perfectly positioned in the heart of the Catskills, moments from world-class skiing, golf, hiking, dining, and the vibrant lifestyle of Windham Mountain Club, this remarkable estate offers a rare combination of luxury, privacy, and timeless mountain elegance. Whether envisioned as a sophisticated full-time residence, an exceptional weekend escape, or a legacy property to be enjoyed for generations, this is Catskills living at its finest.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Susan Miller of WINDSTAR REALTY GROUP LLC.

Facts

List price
$899,000
Status
Under contract
Property type
House
Bedrooms
4
Full baths
2
Interior area
4,276 sq ft
Lot size
9 acres (392,085 sq ft)
Year built
2017
Stories
2
Garage spaces
2
County
Greene County
MLS number
11857212
Annual property tax (2025)
$7,247

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Master Downstairs

Exterior

  • Generator

Appliances

  • Washer
  • Range
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Laminate
  • Carpet

Basement

  • Walk-Out Access
  • Partially Finished

Heating

  • Radiant
  • Wood
  • Propane

Parking

  • Driveway

Construction

  • Wood Siding

Roof

  • Asphalt

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Ashland.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $179,800
    Illustrative. Replace with a quote from your lender.
    From the listing (tax year 2025). Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $5,412 per month

    Principal and interest$4,546
    Property tax$604
    Homeowners insurance$263
    Loan amount$719,200
    Total interest over the term$917,300

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of WINDSTAR REALTY GROUP LLC. Listing agent: Susan Miller. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Jul 21, 2026, 9:17 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 10:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.