For sale

$2,850,000

1,018 acres

Nhn Harlem RdHarlem, MT 59526

Land and lots · MLS 11732603 · Listed 209 days ago (Apr 4, 2026)

River · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this land

Irrigated Farm Ground, Grazing Acres & 5+ Miles of Milk River Frontage | Harlem, Montana Located just under 6 miles east of Harlem, Montana, in the productive Milk River Valley of North Central Montana, Cottonwood Bend Ranch offers a rare combination of irrigated farm ground, native grazing acres, live water, and exceptional wildlife habitat. Spanning 1,018.29± total deeded acres, this property presents a highly usable agricultural operation with strong recreational value in one of the most desirable ranching regions along the Hi-Line. With approximately 639.463± acres of irrigated ground, 309.209± acres of grazing land, 60.618± acres enrolled in Wild Hay habitat acres, and a 9± acre homestead site, the ranch offers the kind of diversity that supports both cattle production and dependable hay or crop income. Properties with this much productive irrigated acreage combined with extensive Milk River frontage are increasingly difficult to find in Montana. One of the defining features of the property is its impressive 5.23 miles of Milk River frontage. Live water of this scale creates both operational value and long-term investment strength. In addition to the river frontage, the ranch includes two oxbows, providing additional water resources, wildlife habitat, and strong waterfowl attraction throughout the year. Mature cottonwood trees line much of the river corridor, creating natural protection, beauty, and outstanding habitat for wildlife. The irrigated acres provide strong agricultural productivity and are well-suited for hay production, feed programs, or supporting an existing cattle operation. The grazing acres offer practical livestock use with natural shelter and river-bottom forage, making this property attractive for both established producers and buyers looking to expand their Montana ranch operation. Wildlife is abundant throughout the ranch. The combination of river frontage, oxbows, cottonwood bottoms, and irrigated fields creates exceptional habitat for whitetail deer, upland game birds, and waterfowl. This is the kind of property where agricultural production and recreational enjoyment work hand in hand. Strong whitetail presence, duck habitat, pheasants, and upland birds make this an outstanding Montana hunting property in addition to its farm and ranch value. The homestead includes modest corrals, a barn, and an established ranch site, offering a practical foundation for continued agricultural use or future improvements. The existing infrastructure provides functionality while allowing flexibility for a new owner's vision. Its location near Harlem provides convenient access to local agricultural services, markets, and community while maintaining the privacy and usability of a true working ranch. The Milk River Valley is well known for productive irrigated ground, strong cattle country, and recreational opportunities that continue to drive demand for quality land holdings. Cottonwood Bend Ranch represents a rare opportunity to acquire a large-scale irrigated farm and ranch property with significant live water, grazing capacity, and exceptional wildlife habitat in North Central Montana. For buyers seeking Montana ranch land for sale with Milk River frontage, irrigated acres, and long-term investment stability, this property stands apart. Property Highlights ● 1,018.29± Total Deeded Acres ● 639.463± Acres of Irrigated Ground ● 309.209± Acres of Grazing Land ● 60.618± Wild Hay Habitat Acres ● 9± Acre Homestead Site ● 5.23 Miles of Milk River Frontage ● Two Oxbows ● Modest Corrals and Barn ● Mature Cottonwood Trees ● Excellent Whitetail Deer Habitat ● Strong Waterfowl and Upland Bird Hunting ● Just Under 6 Miles East of Harlem, Montana This is a rare Milk River property that brings together production, recreation, and legacy ownership in one highly desirable Montana land holding.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
River
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tanner Anderson of United Country Northwest Realty & Auction.

Facts

List price
$2,850,000
Status
For sale
Property type
Land and lots
Lot size
1,018 acres
County
Blaine County
MLS number
11732603

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Lot

  • Sprinklers In Front

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Harlem.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $570,000
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $17,619 per month

    Principal and interest$14,411
    Property tax$2,375
    Homeowners insurance$833
    Loan amount$2,280,000
    Total interest over the term$2,908,014

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of United Country Northwest Realty & Auction. Listing agent: Tanner Anderson. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Jul 29, 2026, 3:20 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.