For saleReduced $9,990 from $34,990Leased lot

$25,000

2 beds

76 Charlotte St WWinter Haven, FL 33880

Manufactured and mobile homes · MLS 11845811 · Listed 132 days ago (Jun 19, 2026)

Pond · Shared waterfront site · Waterfront details

Report a problem

For sale: Listed and available according to the MyStateMLS feed.

About this property

Settle into easy Florida living with this delightful 2-bedroom, 1.5-bathroom mobile home that arrives fully furnished and truly move-in ready. Bring your suitcase and nothing more-every detail has been considered, right down to the full home warranty included for genuine peace of mind. The heart of this home shines with practical comforts. A Culligan water softener delivers crisp, clean water throughout, while all appliances stay, including a brand-new washing machine. The standout feature is a spacious enclosed porch outfitted with its own air conditioning unit and electric heater, creating a year-round haven no matter the season. Out back, a platform patio invites lazy mornings with coffee, and the carport gains both style and seclusion thanks to freshly installed lattice panels. As you relax in your outdoor space, you will enjoy the glistening pond and fountain right across from your home. Community life here in Winter Haven Manufactured Home Park is wonderfully effortless. Your monthly lot lease covers water, sewer, trash, and access to a treasure trove of amenities: a heated pool for refreshing afternoons, a lively clubhouse, shuffleboard courts, a dedicated dog area, and convenient on-site storage for your camper, boat, or RV. Location seals the deal. A boat launch sits just down the road, and Publix is a quick three-minute drive. With Winter Haven's celebrated Chain of Lakes at your fingertips and Orlando's attractions an easy jaunt, adventure always beckons. At just $688 per month, this charming retreat blends comfort, convenience, and connection. Come see why it feels like home. Please inquire for the complete community guidelines and approval process. Schedule your showing today - this one won't last long! This is more than a house - it's the launchpad for your next chapter. OUT OF TOWN!?!? NO WORRIES, WE CAN DO VIRTUAL SHOWINGS AND WE CAN DO PAPERWORK REMOTELY. FEEL FREE TO CALL, TEXT, OR EMAIL ME. I LOOK FORWARD TO HELPING YOU CALL YOUR NEW HOUSE A HOME! All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Our company does not and cannot guarantee or warrant the accuracy of this information or the condition of this property. Measurements are approximate. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the community/park manager. Our company is not responsible for quoting said fees or policies. Pricing excludes administrative fees, tags, state and county taxes, and title fees. Financing is available through 3rd party lenders. Please contact the sales agent for additional information.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Pond
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Pond”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Deb Crocker of Sunset Home Sales.

Facts

List price
$25,000
Original list price
$34,990
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
1
Half baths
1
Year built
1981
Stories
1
County
Polk County
MLS number
11845811

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1981
Land
Leased lot (land not included)
Land lease amount
$688 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Walk-In Closet(s)
  • Master Downstairs

Appliances

  • Washer
  • Range
  • Microwave
  • Water Heater
  • Dryer

Flooring

  • Tile
  • Laminate

Heating

  • Other
  • Zoned
  • Electric

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Rubber

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Winter Haven.

Price and status history

  • Original list price reported by the brokerage: $34,990

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$5,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$156 per month

Principal and interest$126
Property tax$21
Homeowners insurance$8
Loan amount$20,000
Total interest over the term$25,509

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Sunset Home Sales. Listing agent: Deb Crocker. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 23, 2026, 2:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.