For sale

$489,900

2 beds2,536 sq ft4.45 acres

3499 Hancock Lake Rd.Woodboro, WI 54529

Homes, condos and townhomes · MLS 12008947 · Listed 28 days ago (Oct 1, 2026)

Oneida Lake · Lake or reservoir · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

This beautiful home is built on 4.45 acres and has access to Oneida Lake. This home offers 2 bedrooms, 2 full bathrooms and 2,536 square feet of finished living area, including around 1,536 square feet above grade and approximately 1,000 finished square feet in the lower level. The main level features a stunning living room with a wooden cathedral ceiling, a full stone chimney and wood-burning fireplace. The kitchen includes stainless-steel appliances, an island, and hardwood cabinetry. The master bedroom has direct deck access to the hot tub along with a private bathroom complete with a double vanity and walk-in shower. A second bedroom, additional full bathroom, and an entry foyer complete the main floor. The lower level provides a large family room with a fireplace, sauna and bonus room. The bonus room could be used for guests, as an office, as exercise space or for hobbies. Moving outside, there are several outbuildings including a 24-by-30-foot heated garage, two pole buildings and a couple storage sheds. Together, the buildings provide plenty of space for your vehicles, boats, trailers, ATVs, equipment, and still allow room for a workshop. The wooded parcel has a private, rural setting on a dead-end road. Outdoor features include a deck, patio and nicely landscaped areas. Lake access is by a recorded legal easement, allowing recreational use without the maintenance and property taxes typically associated with direct shoreline ownership. This practical Northwoods property has a full log home feel, finished lower level, multiple storage buildings, affordable acreage and access to Oneida Lake. Measurements are approximate.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water body
Oneida Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “house”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Henry Kielsmeier of Bennett Realty Group.

Facts

List price
$489,900
Status
For sale
Property type
House
Bedrooms
2
Full baths
2
Interior area
2,536 sq ft
Lot size
4.45 acres
Stories
2
Garage spaces
6
County
Oneida County
MLS number
12008947

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Refrigerator
  • Dishwasher

Basement

  • Partially Finished

Heating

  • Hot Water
  • Baseboard
  • Propane

Construction

  • Log Siding

Roof

  • Asphalt

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Woodboro.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $97,980
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $3,027 per month

    Principal and interest$2,477
    Property tax$408
    Homeowners insurance$142
    Loan amount$391,920
    Total interest over the term$499,872

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Bennett Realty Group. Listing agent: Henry Kielsmeier. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 14, 2026, 2:50 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.