For saleReduced $195,000 from $690,000

$495,000

3 beds1,948 sq ft320 acres

895 Cr 20Richville, NY 13681

Homes, condos and townhomes · MLS 11620901 · Listed 315 days ago (Dec 19, 2025)

Creek or stream · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Unique Country Ranch For Sale on 320 acres, Richville, NY! 1,948 Sq Ft Home with Extensive Outbuildings & Opportunities! A truly unique opportunity: a 320-acre property in the town of Hermon, St. Lawrence County, NY, ideal for agriculture, business, or outdoor recreation. This unique ranch features a newly remodeled, 1,948 sq. ft. ranch-style home originally built in the early 1900s. The house includes a wrap-around porch overlooking the back fields, 3 bedrooms (with an upstairs master suite), 2 bathrooms, an open country kitchen, a separate dining room, and office space, all complemented by hardwood floors. The property is supported by extensive outbuildings, totaling over 11,900 sq. ft., all featuring new metal roofs and excellent condition: A 40' x 120' barn with many upgrades and a 24' x 24' attached garage. A heated workshop. A 55' x 70' heated garage with a full office and large overhead doors. A 30' x 80' pole barn and a 25' x 50' pole barn for equipment storage. A 16' x 20' storage shed. These facilities are perfectly suited for anyone with large equipment needs for construction, farming, RVs, or over-the-road hauling. The 320 acres include approximately 20 acres currently used for hay, 65 acres easily convertible to pasture, and 180 acres of forest land, with the remaining acreage consisting of beaver ponds, creek bottoms, wetlands and brush. The property features frontage on Indian Creek and offers plenty of road frontage for easy access to the property. The evidence of wildlife throughout this property is abundant; this would be a great property to manage for hunting. The care and hard work invested in this one-of-a-kind ranch over the past 25 years are evident throughout and its best features can only be appreciated when you have your feet on the ground.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Stream”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Kirk Goodrow of NY OUTDOOR REALTY LLC.

Facts

List price
$495,000
Original list price
$690,000
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Interior area
1,948 sq ft
Lot size
320 acres
Year built
1900
County
St. Lawrence County
MLS number
11620901
Annual property tax (2026)
$10,620

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Entrance Foyer

Appliances

  • Range
  • Dishwasher

Flooring

  • Vinyl
  • Hardwood

Heating

  • Baseboard
  • Oil

Construction

  • Wood Siding
  • Vinyl Siding

Roof

  • Metal

Water

  • Well

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Richville.

Price and status history

  • Original list price reported by the brokerage: $690,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$99,000
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$3,534 per month

Principal and interest$2,503
Property tax$885
Homeowners insurance$146
Loan amount$396,000
Total interest over the term$505,076

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of NY OUTDOOR REALTY LLC. Listing agent: Kirk Goodrow. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 8, 2026, 5:43 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 5:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.