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For saleReduced $20,050 from $319,900

$299,850

3 beds1,568 sq ft4.42 acres

1090 Bill Black Rd #1Jamestown, TN 38556

Homes, condos and townhomes · MLS 11887346 · Listed 106 days ago (Jul 15, 2026)

Creek or stream · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

New Home! Beautiful 3-bedroom, 2-bath home located on 4.42 acres of land with a creek. The land has marketable timber. The home has a covered front porch and deck. This gorgeous home features a living-room fireplace, an open floor plan, and split bedrooms for privacy. The home has a large primary suite with a primary bathroom, walk-in tile shower, and his-and-hers walk-in closet. The kitchen has lots of cabinets with new stainless steel appliances. Low-energy value windows, OSB-wrapped, drywall, heat pump, and awesome mudroom/laundry and office combo. This home has a lot of bells and whistles. This home qualifies for cash, conventional, FHA, and VA! 100% financing for eligible buyers. Home Warranty transferable. Call Today!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Creek”: Describes the water without a frontage value.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Lisa Garrett of MITCHELL REAL ESTATE, LLC.

Facts

List price
$299,850
Original list price
$319,900
Status
For sale
Property type
Homes, condos and townhomes
Bedrooms
3
Full baths
2
Interior area
1,568 sq ft
Lot size
4.42 acres
Year built
2026
Stories
1
County
Fentress County
MLS number
11887346
Annual property tax (2026)
$850

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Range
  • Refrigerator
  • Dishwasher

Flooring

  • Laminate

Heating

  • Heat Pump
  • Electric

Construction

  • Vinyl Siding

Water

  • Public (Water Source)

Sewer

  • Septic Tank

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Jamestown.

Price and status history

  • Original list price reported by the brokerage: $319,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$59,970
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2026). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,675 per month

Principal and interest$1,516
Property tax$71
Homeowners insurance$88
Loan amount$239,880
Total interest over the term$305,954

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Jamestown, priced within 25% of this listing ($224,888 to $374,813), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 53, home at 1090 Bill Black Rd, Jamestown, TN 38556
For saleReduced $20,150

$299,850

3 beds1,568 sq ft4.42 acres

Creek or streamWaterfront, relationship not specified

1090 Bill Black RdJamestown, TN 38556

House · MLS 11801788

Listing courtesy of MITCHELL REAL ESTATE, LLC · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of MITCHELL REAL ESTATE, LLC. Listing agent: Lisa Garrett. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 23, 2026, 3:39 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.