For saleReduced $34,000 from $269,000

$235,000

2 beds0.47 acres

612 Little Indian DrJamestown, KY 42629

Homes, condos and townhomes · MLS 11599925 · Listed 364 days ago (Oct 31, 2025)

Creek or stream · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Looking for the perfect little getaway near Lake Cumberland? This cozy 1,200 sq. ft. home is tucked away in a friendly, peaceful community just 1/2 mile from the Cumberland River boat ramp and a little over 1 mile from Kendall Campground and the Lake Cumberland boat ramp at Halcomb's Landing! Whether you're looking for a weekend retreat, vacation home, or full-time residence, this is a great spot to enjoy everything the lake and river have to offer. Inside, you'll find 2 bedrooms, 1 bathroom, an open-concept living room and kitchen, and a separate laundry room. The home has all-new flooring, barnwood-style walls that give it a cozy cabin feel, and an updated bathroom with modern sinks and tile flooring. Even better, it comes fully furnished with a queen bed, two sets of bunk beds, kitchen table, appliances, washer and dryer, and more-making it ready for you to start enjoying right away! Outside, there's plenty of room to relax and entertain. Enjoy the covered front porch, a spacious 14' x 18' screened-in side porch, and a back porch with a wheelchair-accessible ramp that's perfect for grilling. The property also includes a 36' x 24' detached garage with an overhead door and lean-to shed, providing plenty of space for your boat, lake gear, tools, or extra storage. Sitting on approximately 0.45 acres, the property is located in a welcoming neighborhood that runs along a creek. The exterior features low-maintenance metal siding accented with stained porch posts, giving the home a charming look without a lot of upkeep. Spend your days fishing the Cumberland River, boating on Lake Cumberland, or relaxing on the screened porch. This fully furnished little getaway is ready for its next owner to come enjoy lake life!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Creek or stream
Water body
Not provided. Ask the listing agent.
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Stream”: Describes the water without a frontage value.
  • PropertyTypeDetail “house-attached”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Rachel Bernard of The Realty Firm.

Facts

List price
$235,000
Original list price
$269,000
Status
For sale
Property type
Attached home
Bedrooms
2
Full baths
1
Lot size
0.47 acres
Year built
2013
Stories
1
County
Russell County
MLS number
11599925

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Laminate

Heating

  • Heat Pump

Roof

  • Metal

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Jamestown.

Price and status history

  • Original list price reported by the brokerage: $269,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$47,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,451 per month

Principal and interest$1,188
Property tax$196
Homeowners insurance$67
Loan amount$188,000
Total interest over the term$239,784

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of The Realty Firm. Listing agent: Rachel Bernard. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 20, 2026, 1:01 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 6:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.