$727,000
656 Chimney Rock RdHarrodsburg, KY 40330
Homes, condos and townhomes · MLS 12014068 · Listed 81 days ago (Aug 10, 2026)
Herrington Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
SELLER OFFERING $10,000 IN SELLER CREDIT! Use to buy down your rate, cover closing costs or help with your down payment! Your Herrington Lake dream home has arrived! If you've been searching for a fully updated property with excellent lake access in a no-wake zone, look no further! This completely remodeled 4-bedroom home has been transformed from top to bottom with nothing left untouched. Enjoy gorgeous quartzite countertops, top-of-the-line kitchen appliances, and a convenient bar with a mini fridge perfect for entertaining. Major updates include two new HVAC systems, new roof, new windows, and new siding for worry-free living. Outside is just as spectacular as the inside with relaxing lake views to enjoy year-round. This easy lake access is hard to find! Beautiful stone steps pave the easy walk down to the water's edge. Need a space for all your lake toys? An extra-large detached two-car garage will meet all your storage needs. Located just a golf cart ride from four marinas, you will have easy access to everything the lake has to offer. Don't miss this rare find on Herrington Lake!
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.
- Relationship to the water
- Waterfront, relationship not specified
- Water type
- Lake or reservoir
- Water body
- Herrington Lake (as reported)Name as reported by the listing (not matched to a mapped water body)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- Not provided. Ask the listing agent.
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“Lake Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“house-attached”: Property form used to read the frontage relationship.PropertyTypeDetail“house-attached”: Attached homes can sit on a shared site, so frontage is not assumed to belong to the unit.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Andrea Hage of Kentucky Properties Realty Group, LLC.
Facts
- List price
- $727,000
- Status
- For sale
- Property type
- Attached home
- Bedrooms
- 4
- Full baths
- 2
- Half baths
- 1
- Interior area
- 2,134 sq ft
- Lot size
- 0.83 acres
- Year built
- 1941
- Stories
- 2
- Garage spaces
- 2
- County
- Mercer County
- HOA / association fee
- $21 monthly
- MLS number
- 12014068
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Features
Basement
- Walk-Out Access
Heating
- Heat Pump
Virtual tours
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Harrodsburg.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
Estimated monthly payment
$4,515 per month
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of Kentucky Properties Realty Group, LLC. Listing agent: Andrea Hage. Listings provided by MyStateMLS.
Listing last updated by the brokerage Oct 5, 2026, 1:03 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 10:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.