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For saleLeased lot

$119,900

2 beds1,344 sq ft

131 East Sterling WayLeesburg, FL 34788

Manufactured and mobile homes · MLS 12023868 · Listed 16 days ago (Oct 13, 2026)

Harris Chain of Lakes · Canal · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Enjoy peaceful canal views and an easy Florida lifestyle in this beautifully maintained 1999 Palm Harbor home in Mid Florida Lakes, a 55+ waterfront community in Leesburg. This move-in-ready, turnkey home features two bedrooms, two bathrooms, and an inviting open floor plan with BONUS room perfect for the home office or crafting room. Natural light fills the living and dining areas, creating a comfortable space for everyday living and entertaining. The thoughtfully designed kitchen offers abundant cabinetry and ample counter space. Recent improvements include new vinyl plank flooring, a shingled roof replaced in 2022, and a Trane air conditioner approximately four years old. The spacious primary bedroom includes an en-suite bathroom, while the guest bedroom offers room for your friends or family. Step outside for morning coffee beside the canal or unwind while watching the water at the end of the day in your screened lanai. With access to the Harris Chain of Lakes, boating, fishing, and visits to waterfront restaurants can become part of your routine. Mid Florida Lakes offers resort-style amenities, including a clubhouse, swimming pool, fitness center, pickleball, tennis, shuffleboard, billiards, planned social activities, and a marina. Located in a leased-land community, this home combines comfortable waterfront living with plenty of ways to stay active and connected. Schedule your showing and discover your next chapter on the water!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Canal
Water body
Harris Chain of LakesListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Tarri O'Shea of Right Realty Connection INC.

Facts

List price
$119,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
2
Interior area
1,344 sq ft
Year built
1999
Stories
1
County
Lake County
MLS number
12023868
Annual property tax
$63

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1999
Land
Leased lot (land not included)
Land lease amount
$1,056 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Dishwasher

Heating

  • Heat Pump

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Public Sewer

Lot

  • Sprinklers In Front

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Leesburg.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $23,980
    Illustrative. Replace with a quote from your lender.
    From the listing. Taxes can change after a sale.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $645 per month

    Principal and interest$606
    Property tax$5
    Homeowners insurance$33
    Loan amount$95,920
    Total interest over the term$122,341

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Leesburg, priced within 25% of this listing ($89,925 to $149,875), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 39, manufactured home at 140 Pine Tree Drive, Leesburg, FL 34788
    For saleLeased lot

    $92,900

    2 beds1,104 sq ft

    Harris Chain of LakesCanalShared waterfront site

    140 Pine Tree DriveLeesburg, FL 34788

    Manufactured home · MLS 11941712

    Listing courtesy of Right Realty Connection INC · MyStateMLS

    Photo 1 of 60, manufactured home at 139 E Sterling Way, Leesburg, FL 34788
    Under contractLeased lot

    $129,900

    3 beds1,248 sq ft

    Harris Chain of LakesCanalShared waterfront site

    139 E Sterling WayLeesburg, FL 34788

    Manufactured home · MLS 11882045

    Listing courtesy of Weichert Realtors Hallmark Properties · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of Right Realty Connection INC. Listing agent: Tarri O'Shea. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 14, 2026, 7:00 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.