For saleLeased lot
$132,500
1 bed780 sq ft
Banana RiverRiverShared waterfront site
200 S Banana River Drive #H16Merritt Island, FL 32952
Manufactured home · MLS 11985417
Listing courtesy of COZIE HOMES INC · MyStateMLS
For saleLeased lot
$141,500
2 beds960 sq ft
200 S Banana River Drive #G18Merritt Island, FL 32952
Manufactured and mobile homes · MLS 11971888 · Listed 50 days ago (Sep 9, 2026)
Banana River · River · Shared waterfront site · Waterfront details
For sale: Listed and available according to the MyStateMLS feed.
About this property
Wake up to water views, palm trees, and the Florida lifestyle you've been dreaming about! This beautiful home is located in River Palms 55+ Waterfront Community in Merritt Island, offering a fantastic opportunity to enjoy retirement just steps from the water. From the moment you arrive, the cheerful exterior, covered front porch, and tropical surroundings make this home feel like your own Florida retreat. Even better, the home is positioned close to the waterfront, with beautiful views of the Banana River from the home and front porch. Imagine starting your mornings with coffee outside, enjoying the breeze off the water, and ending the day surrounded by gorgeous Florida skies. Inside, the home feels bright, clean, and contemporary. The open-concept living area and kitchen create an inviting space for relaxing or entertaining friends and family. The kitchen features white cabinetry, stainless steel appliances, abundant storage, a large peninsula with seating, modern fixtures, and plenty of counter space. The bedrooms continue the home's light and comfortable feel, while the bathrooms feature updated finishes, including stylish black fixtures, modern vanities, and attractive shower and bath surrounds. Ceiling fans, crown molding, neutral finishes, and easy-care flooring tie everything together. But what really makes this home special is the lifestyle that comes with living at River Palms. This isn't just a place to live-it's an opportunity to embrace waterfront retirement living in Merritt Island. Spend more time outdoors, enjoy the tropical surroundings, take in the views of the Banana River, and experience the laid-back Florida lifestyle every day. Highlights include: • Located in River Palms 55+ Waterfront Community • Beautiful Banana River views • Covered front porch overlooking the waterfront area • Bright, open-concept interior • Modern kitchen with stainless steel appliances • Large peninsula with seating • White cabinetry and abundant storage • Updated bathrooms with modern finishes • Comfortable bedrooms with ceiling fans • Tropical setting surrounded by palm trees • Move-in-ready appearance • Incredible Florida waterfront lifestyle Why wait for vacation when this can be your everyday life? Homes with this combination of modern finishes, water views, and a desirable location within River Palms are something special. Message today to learn more or schedule a private tour of this River Palms home! AI Staging Disclaimer: All photos shown are of the actual home. Some images have been virtually staged using AI to add furniture and décor; the home's actual layout and structural features have not been altered. Original, unstaged photos are available upon request.
Description provided by the listing brokerage.
MLS-reported waterfront
Waterfront details
The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.
- Relationship to the water
- Shared waterfront site
- Water type
- River
- Water body
- Banana RiverListing names this water body (matched to our registry)
- Frontage length
- Not provided. Ask the listing agent.
- Water access arrangement
- Not provided. Ask the listing agent.
- Docks, slips, lifts, moorings
- Not provided. Ask the listing agent.
- Dock depth
- "6'" as reported
- Shoreline
- Not provided. Ask the listing agent.
- Seasonal or tidal conditions
- Not provided. Ask the listing agent.
- Boating limits (bridges, depth, open-water access)
- Not provided. Ask the listing agent.
A reported dock does not establish private, transferable or boat-specific rights. The source gives no measurement location, date or datum for the depth, so it cannot be compared with a boat’s draft.
Why this is listed as waterfront
WaterfrontYN“Yes”: The listing is marked waterfront.WaterfrontFeatures“River Front”: Includes a "… Front" value describing frontage.PropertyTypeDetail“mob-man”: Property form used to read the frontage relationship.LandLeaseYN“Yes”: The home is on a leased lot in a community; the land is not part of the sale.
Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront
Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Teresa Schenk of COZIE HOMES INC.
Facts
- List price
- $141,500
- Status
- For sale
- Property type
- Manufactured home
- Bedrooms
- 2
- Full baths
- 2
- Interior area
- 960 sq ft
- Year built
- 2026
- County
- Brevard County
- MLS number
- 11971888
Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.
Manufactured home details
- Year manufactured
- 2026
- Land
- Leased lot (land not included)
- Land lease amount
- $865 (period not specified by the source)
Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.
Features
Appliances
- Stainless Steel Appliance(s)
- Range
- Microwave
- Water Heater
- Refrigerator
- Dishwasher
Heating
- Other
Construction
- Vinyl Siding
Roof
- Asphalt
Water
- Public (Water Source)
Sewer
- Other
Location
The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Merritt Island.
Price and status history
Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.
Estimate a monthly payment
$28,300
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.
Estimated monthly payment
$875 per month
Principal and interest$716
Property tax$118
Homeowners insurance$42
Loan amount$113,200
Total interest over the term$144,380
An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.
Similar waterfront listings nearby
Waterfront listings of the same property type and water type in Merritt Island, priced within 25% of this listing ($106,125 to $176,875), newest first. Each one passes the same waterfront rules. See all matches
For saleLeased lot
$169,500
2 beds1,026 sq ft
Banana RiverRiverShared waterfront site
200 S Banana River Drive #E15Merritt Island, FL 32952
Manufactured home · MLS 11950156
Listing courtesy of COZIE HOMES INC · MyStateMLS
For saleLeased lot
$148,900
2 beds864 sq ft
Banana RiverRiverShared waterfront site
200 S Banana River Drive #B9Merritt Island, FL 32952
Manufactured home · MLS 11971823
Listing courtesy of COZIE HOMES INC · MyStateMLS
Questions to ask before you buy
Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.
- Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
- Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
- What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
- How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
- What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
- What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
- How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
- How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
- What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.
Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)
Guides and next steps
Listing courtesy of COZIE HOMES INC. Listing agent: Teresa Schenk. Listings provided by MyStateMLS.
Listing last updated by the brokerage Sep 29, 2026, 1:03 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.