For saleLeased lot

$132,500

1 beds780 sq ft

200 S Banana River Drive #H16Merritt Island, FL 32952

Manufactured and mobile homes · MLS 11985417 · Listed 42 days ago (Sep 17, 2026)

Banana River · River · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

Brand New 2027 Palm Harbor Home features: -White cabinetry -Stainless steel farmers sink with black goose neck faucet, fridge, microwave and glass top stove -Laminate counter with mosaic tile backsplash -Seamless drywall throughout in coastal colors of beachy sand and ocean blue -Modern Accent Wall -Luxury vinyl plank flooring throughout - Spa-Inspired Walk-In Shower with Rainfall & Handheld Shower Heads, Built-In Shampoo Nook & Teak Seat -Laundry hookups -Lot rent is $765, includes trash collection, lawn service and boat slip for one year. -Lots of amenities! Clubhouse, private beach, recreation area with gazebo, fire pit, BBQ, fishing pier with boat slips, Riverwalk path, Friday Happy Hour, games, Potluck dinners, Walking Club, Kayak Club, and beautiful sunrises and sunsets! -Must pass background checks for residency approval -Financing options available for qualified buyers

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
River
Water body
Banana RiverListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
"6'" as reported
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

A reported dock does not establish private, transferable or boat-specific rights. The source gives no measurement location, date or datum for the depth, so it cannot be compared with a boat’s draft.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Teresa Schenk of COZIE HOMES INC.

Facts

List price
$132,500
Status
For sale
Property type
Manufactured home
Bedrooms
1
Full baths
1
Interior area
780 sq ft
Year built
2027
County
Brevard County
MLS number
11985417

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
2027
Land
Leased lot (land not included)
Land lease amount
$765 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Appliances

  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dishwasher

Heating

  • Other

Parking

  • Driveway

Construction

  • Vinyl Siding

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Merritt Island.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $26,500
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $818 per month

    Principal and interest$670
    Property tax$110
    Homeowners insurance$38
    Loan amount$106,000
    Total interest over the term$135,197

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in Merritt Island, priced within 25% of this listing ($99,375 to $165,625), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 20, manufactured home at 200 S Banana River Drive #G18, Merritt Island, FL 32952
    For saleLeased lot

    $141,500

    2 beds960 sq ft

    Banana RiverRiverShared waterfront site

    200 S Banana River Drive #G18Merritt Island, FL 32952

    Manufactured home · MLS 11971888

    Listing courtesy of COZIE HOMES INC · MyStateMLS

    Photo 1 of 15, manufactured home at 200 S Banana River Drive #B9, Merritt Island, FL 32952
    For saleLeased lot

    $148,900

    2 beds864 sq ft

    Banana RiverRiverShared waterfront site

    200 S Banana River Drive #B9Merritt Island, FL 32952

    Manufactured home · MLS 11971823

    Listing courtesy of COZIE HOMES INC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of COZIE HOMES INC. Listing agent: Teresa Schenk. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 14, 2026, 5:03 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.