For saleLeased lot

$320,000

3 beds1,309 sq ft

4923 Harbor Lights Dr #309St. Petersburg, FL 33708

Manufactured and mobile homes · MLS 11776921 · Listed 165 days ago (May 17, 2026)

Boca Ciega Bay · Bay, harbor, inlet or sound · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

TRUE WATERFRONT LIVING - BOAT DOCK ACCESS - TIKI BAR & RESTAURANT STEPS AWAY - TESLA CHARGING STATION - FULLY UPDATED Your private waterfront oasis awaits. Imagine waking up to breathtaking Florida sunrises and winding down with unforgettable sunsets right from your Florida room, CUSTOM DECK, or OPEN PATIO overlooking the docks leading to Boca Ciega Bay and the Gulf of America. This is the kind of lifestyle most people only dream about-where boating, sunshine, live music, great food, and WATERFRONT VIEWS become part of everyday living. Whether you already own a boat and want the convenience of DOCKING BEHIND YOUR HOME, or you are looking to join a local boat club and enjoy access to an impressive fleet, this location delivers the ultimate coastal lifestyle. Just steps away, the newly renovated Tiki Bar and restaurant offers live bands, cold drinks, great food, and a true community atmosphere where friends, family, and guests can make memories for years to come. This breathtaking 3-bedroom, 2.5-bath true waterfront home is ideal as a full-time residence, seasonal Florida retreat, or income-producing rental opportunity that has been thoughtfully updated from top to bottom and offers luxury, comfort, efficiency, and peace of mind. Exterior features include a freshly sealed METAL ROOF, VINYL SIDING, NEW SKIRTING, a 2-CAR COVERED CARPORT, and a built-in Tesla CHARGING STATION. A 1ST-generation Tesla w/ free charging package is also available and negotiable, offering a stylish way to explore the award-winning beaches, shopping, dining, and entertainment nearby. Enjoy a 142 sq. ft. FLORIDA ROOM with beautiful WATER VIEWS, plus a CUSTOM DECK & OPEN PATIO just outside the stunning 207 sq. ft. master ensuite, creating the perfect place to relax, entertain, and watch the boats come and go. A newly elevated CENTRAL HVAC system w/ 10-year warranty adds comfort and long-term confidence. Inside, this home has been rebuilt with quality in mind, including ALL-NEW PVC PLUMBING, all-new 3/4-inch plywood SUBFLOORS, 1/2-inch Hardie board, gorgeous CERAMIC TILE flooring throughout, and an UPDATED ELECTRICAL SYSTEM with new panel, wiring, switches, and outlets. Upon entry, the OPEN-CONCEPT kitchen and living area immediately impresses with beautifully FINISHED DRYWALL, elegant teal CABINATRY, GRANITE COUNTERTOPS, RECESSED LIGHTING, an undermount BARN SINK w/ RETRACTABLE FAUCET, GARBAGE DISPOSAL, and a LARGE ISLAND with electric and storage. This is a true chef-inspired kitchen designed for entertaining. NEW STAINLESS STEEL APPLIANCES include a 4-DOOR REFRIGERATOR with indoor ICE & WATER DISPENSOR, GLASSTOP STOVE, OVERHEAD MICROWAVE, DISHWASHER, and a new ventless ALL-IN-ONE WASHER/DRYER COMBO. All bathrooms feature CUSTOM TILE WALK-IN SHOWERS, NEW VANITIES, NEW TOILETS, and MODERN LIGHT FIXTURES. The spacious HALF-BATH EN SUITE also serves as a dedicated INDOOR LAUNDRY AREA and is already plumbed to easily add a bathtub or walk-in shower, creating the option to convert this MASTERPIECE into a full 3-BED, 3-BATH waterfront home if desired. This second-to-none waterfront property is being sold unfurnished, with FURNITURE & the Gen 1 TESLA NEGOTIABLE. LOW WATERFRONT LOT RENT of only $1,350 per month is nearly unheard of for this lifestyle and includes WATER, SEWER, GARBAGE,& LANDSCAPE Harbor Lights amenities include waterfront living on Boca Ciega Bay, marina access, docks, Tiki Bar and restaurant, heated swimming pool, active clubhouse, library, putting green, fishing pier, on-site laundry, community activities, and close proximity to Gulf beaches, parks, shopping, dining, entertainment, and public transportation. PARK APPROVAL is REQUIRED prior to closing. Park application includes background check (no felonies), income verification, rental verification, and no evictions, bankruptcies, or foreclosures within the past seven years. CALL TODAY to schedule your private showing before this WATERFRONT DREAM HOME IS GONE!!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Boca Ciega BayListing names this water body (matched to our registry)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Harbor, Bay”: Describes the water without a frontage value.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by James Snyder of IRIMAX FINANCIAL LLC.

Facts

List price
$320,000
Status
For sale
Property type
Manufactured home
Bedrooms
3
Full baths
2
Half baths
1
Interior area
1,309 sq ft
Year built
1978
County
Pinellas County
MLS number
11776921

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1978
Land
Leased lot (land not included)
Land lease amount
$1,350 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Entrance Foyer
  • Master Downstairs

Exterior

  • Dock
  • Electric Vehicle Charger

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Water Heater
  • Refrigerator
  • Dryer
  • Disposal
  • Dishwasher

Flooring

  • Tile

Heating

  • Radiant
  • Electric

Parking

  • Carport
  • Driveway

Construction

  • Vinyl Siding

Roof

  • Metal

Water

  • Public (Water Source)

Sewer

  • Public Sewer

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in St. Petersburg.

Price and status history

    Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

    Estimate a monthly payment

    $64,000
    Illustrative. Replace with a quote from your lender.
    Estimate. Check the county assessor for the actual amount.
    Get a quote; rates vary widely by location.
    Manufactured homes on a leased lot.
    Applied only while the loan is over 80% of the price. Illustrative.

    Estimated monthly payment

    $1,976 per month

    Principal and interest$1,618
    Property tax$267
    Homeowners insurance$92
    Loan amount$256,000
    Total interest over the term$326,514

    An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

    Similar waterfront listings nearby

    Waterfront listings of the same property type and water type in St. Petersburg, priced within 25% of this listing ($240,000 to $400,000), newest first. Each one passes the same waterfront rules. See all matches

    Photo 1 of 51, manufactured home at 9061 48th Terrace N, St. Petersburg, FL 33708
    For saleLeased lotDock reported

    $249,900

    2 beds1,080 sq ft

    Boca Ciega BayCanal · Bay, harbor, inlet or soundShared waterfront site

    9061 48th Terrace NSt. Petersburg, FL 33708

    Manufactured home · MLS 11889604

    Listing courtesy of IRIMAX FINANCIAL LLC · MyStateMLS

    Questions to ask before you buy

    Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

    1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
    2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
    3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
    4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
    5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
    6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
    7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
    8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
    9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

    Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

    Guides and next steps

    Listing courtesy of IRIMAX FINANCIAL LLC. Listing agent: James Snyder. Co-listing agent: Kenny Emery. Listings provided by MyStateMLS.

    Listing last updated by the brokerage Oct 14, 2026, 2:01 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 8:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.