$430,000

117 Washington SquareCaroga Lake, NY 12032

Homes, condos and townhomes · MLS 11870018 · Listed 115 days ago (Jul 6, 2026)

West Caroga Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

DEEDED LAKE ACCESS!! BE FIRST TO LIVE HERE!! New! Superior custom design and exceptional craftsmanship define this one-of-a-kind home! Thoughtfully designed with outstanding use of space, this home offers 3 generous bedrooms, 2 full baths, and a versatile flex room perfect for an office, guest room, or hobby space. Soaring 9-foot ceilings on the main level and 8-foot ceilings upstairs enhance the sense of space and light throughout. Elegant crown molding, pocket doors, and high-end finishes add timeless character. The gourmet kitchen features premium Timberlake solid maple cabinetry, Cambria quartz countertops, top-of-the-line appliances, a walk-in pantry with marble countertops for small appliances, and a beverage refrigerator. A second-floor laundry room is neatly tucked behind pocket doors for convenience and clean design, with additional plumbing already in place on the main level should a first-floor laundry be desired. Comfort and ambiance continue with a built-in electric fireplace, propane forced-air heat, central air conditioning, a whole-house backup generator, and a full walkout basement. Built with superior soundproofing, this home creates a peaceful retreat where the outside world simply disappears. The second level includes a private balcony off the upstairs bedroom, offering a quiet outdoor escape. Pre-wired for cable/internet! The attached heated garage features an impressive 11.5-foot ceiling height, designed to comfortably accommodate larger vehicles and additional storage needs. Outside, beautifully maintained lawns provide plenty of room to relax and play. A sunken patio is ready for your future screened gazebo or screen house, creating the perfect outdoor entertaining space. The property also borders town land, giving you even more room to explore and enjoy the outdoors. Complete with deeded access to West Caroga Lake at Fleeman's Beach, adjacent to the Caroga Arts Collective, this exceptional property offers luxury, comfort, privacy, and lake living at its finest. Caroga lake is perfect for outdoor enthusiasts! Miles of biking, hiking and in winter snowmobile trails. Restaurants and pubs provide music and entertainment year round. Down hill skiing at Royal Mt, Nordic skiing at Lapland lake and on the Caroga Lake Town Golf course! There is so much to do!! Come see why we love living in Caroga lake!! 1HR capital district, 3hrs NYC and CT.

Description provided by the listing brokerage.

Facts

List price

$430,000

Original list price

$449,500

Status

For sale

Property type

House

Bedrooms

3

Full baths

2

Interior area

1,862 sq ft

Lot size

0.07 acres

Year built

2024

Stories

2

Garage spaces

1

County

Fulton County

MLS number

11870018

Annual property tax (2026)

$4,678

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Caroga Lake.

Price and status history

• Original list price reported by the brokerage: $449,500

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Caroga Lake, priced within 25% of this listing ($322,500 to $537,500), newest first. Each one passes the same waterfront rules. See all matches

For saleReduced $10,000

Save 109 Broadway Ave, Caroga Lake, NY 12032

$375,000

3 beds2,340 sq ft

East Caroga LakeLake or reservoirWaterfront, relationship not specified

109 Broadway AveCaroga Lake, NY 12032

House · MLS 11901983

Listing courtesy of ADK REALTY · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More lake or reservoir listings in New York
• What counts as waterfront

Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 10, 2026, 5:12 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.