$375,000

109 Broadway AveCaroga Lake, NY 12032

Homes, condos and townhomes · MLS 11901983 · Listed 86 days ago (Aug 4, 2026)

East Caroga Lake · Lake or reservoir · Waterfront, relationship not specified · Waterfront details

For sale: Listed and available according to the MyStateMLS feed.

About this property

YEAR ROUND HOME!!! Enjoy four seasons of Adirondack living in this spacious 3-bedroom, 2-bath home with deeded access to beautiful East Caroga Lake. The open floor plan features a large living room, dining area, and an oversized kitchen with granite countertops, wall ovens, abundant cabinetry, and plenty of space for gathering with family and friends. Warm maple floors add character throughout, while the second floor offers a huge bedroom with room for several beds, a walk-through closet leading to a private third bedroom, and a full bath-ideal for guests or extended family. A convenient first-floor bedroom, full bath and laundry room, on-demand hot water, a 465-foot drilled well, and a modern septic system and a Generac Generator powers both the house and the garage provide peace of mind. Two heat sources- pellet stoves and FHA furnace. Relax on the wraparound deck overlooking East Caroga Lake or enjoy the beautifully landscaped yard with established gardens. The oversized garage offers plenty of room for vehicles and toys, plus a dedicated workshop and floored storage above can provide more living or storage space. Whether you're looking for a year-round home or the perfect lake getaway, this property offers space, comfort, and deeded lake access in one of Caroga Lake's most desirable locations. Lots to do year round! Lake fun via the E Caroga Lake Assoc. ($80/yr) Concerts, golf, fishing, hiking, dedicated bike trails. Winters we ski Royal Mt, snowmobile and ice fish! Come see why I call Caroga Lake Sportsman's Paradise!

Description provided by the listing brokerage.

Facts

List price

$375,000

Original list price

$385,000

Status

For sale

Property type

House

Bedrooms

3

Full baths

2

Interior area

2,340 sq ft

Lot size

0.32 acres

Stories

2

Garage spaces

1

County

Fulton County

MLS number

11901983

Annual property tax (2026)

$2,094

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Caroga Lake.

Price and status history

• Original list price reported by the brokerage: $385,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

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Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Caroga Lake, priced within 25% of this listing ($281,250 to $468,750), newest first. Each one passes the same waterfront rules. See all matches

For saleReduced $19,500

Save 117 Washington Square, Caroga Lake, NY 12032

$430,000

3 beds1,862 sq ft

West Caroga LakeLake or reservoirWaterfront, relationship not specified

117 Washington SquareCaroga Lake, NY 12032

House · MLS 11870018

Listing courtesy of ADK REALTY · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

• Waterfront homes in New York
• More lake or reservoir listings in New York
• What counts as waterfront

Listing courtesy of ADK REALTY. Listing agent: MaryEllen Charles. Listings provided by MyStateMLS.

Listing last updated by the brokerage Aug 25, 2026, 3:49 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:31 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.