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For saleReduced $10,000 from $289,000Virtual tour

$279,000

3 beds1,389 sq ft

1950 Beach Pkwy #101Cape Coral, FL 33904

Homes, condos and townhomes · MLS 11960950 · Listed 57 days ago (Sep 2, 2026)

Navaho · Canal · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

DIRECT GULF ACCESS + RIVER VIEWS + ACROSS FROM JAYCEE PARK - all for $289,000! Here is an opportunity that is increasingly difficult to find in Cape Coral: a spacious 3-bedroom, 2.5-bath waterfront condo with direct Gulf access, beautiful river views, no age restrictions, a pet-friendly community, and Jaycee Park directly across the street. Enjoy water views from throughout the condo while embracing a lifestyle built around everything Southwest Florida offers. Start your morning with a walk along the river at Jaycee Park, enjoy its recreational amenities just steps from home, then spend the afternoon boating or fishing with direct access to the Gulf. The spacious 3-bedroom floor plan provides flexibility for family, guests, a home office, or extended stays-something that can be difficult to find in a waterfront condo at this price point. With 2.5 baths, there is also added privacy and convenience when entertaining overnight guests. Looking for a seasonal home that could work for you while you're away? The association currently allows up to 26 rentals per year with a 14-day minimum, offering additional flexibility for seasonal owners and investors. Enjoy your Florida residence when you want it and explore the potential to generate rental income during the periods you're away. No age restrictions and a pet-friendly policy further expand the possibilities, whether you're searching for a primary residence, winter retreat, second home, or investment property. And the location is hard to duplicate. Jaycee Park and its amenities are directly across the street, while Cape Coral's dining, entertainment, shopping, and waterfront destinations are all within easy reach. At just $289,000, this is more than a waterfront condo-it is an opportunity to own the Cape Coral lifestyle with direct Gulf access, river views, three bedrooms, rental flexibility, and one of the city's signature riverfront parks right outside your door. Schedule your private showing and see why this waterfront opportunity deserves a closer look.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water type
Canal
Water body
Navaho (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Dock reported, Deep-water dock reported
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.

The listing reports a dock. It does not say whether the dock is private, shared or transferable, or what boats it fits.

Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “condo”: A unit on a shared (condominium-style) site.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Suzanne Vasbinder of Your Home Sold Guaranteed Realty-Vasbinder International,llc.

Facts

List price
$279,000
Original list price
$289,000
Status
For sale
Property type
Condo
Bedrooms
3
Full baths
2
Half baths
1
Interior area
1,389 sq ft
Year built
1989
Stories
2
County
Lee County
HOA / association fee
$780 monthly
MLS number
11960950
Annual property tax
$4,915

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer

Exterior

  • Dock
  • Deep Water Dock

Appliances

  • Washer
  • Stainless Steel Appliance(s)
  • Range
  • Microwave
  • Refrigerator
  • Dryer
  • Dishwasher

Flooring

  • Tile
  • Laminate

Heating

  • Zoned
  • Forced Air
  • Electric

Parking

  • Driveway

Water

  • Public (Water Source)

Sewer

  • Other

Lot

  • Sprinklers In Front
  • Corner Lot

Virtual tours

Open virtual tour on tour.realtoursswfl.com

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Cape Coral.

Price and status history

  • Original list price reported by the brokerage: $289,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$55,800
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$2,684 per month

Principal and interest$1,411
Property tax$410
Homeowners insurance$83
HOA dues$780
Loan amount$223,200
Total interest over the term$284,679

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Cape Coral, priced within 25% of this listing ($209,250 to $348,750), newest first. Each one passes the same waterfront rules. See all matches

Rear View
For saleReduced $4,000Virtual tour

$295,900

2 beds1,485 sq ft

Malaga CanalCanalWaterfront, relationship not specified

1317 Se 46th Ln #104Cape Coral, FL 33904

Homes, condos and townhomes · MLS 11982097

Listing courtesy of Your Home Sold Guaranteed Realty-Vasbinder International,llc · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty-Vasbinder International,llc. Listing agent: Suzanne Vasbinder. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 26, 2026, 7:30 PM UTC. Waterfront Homes last received MyStateMLS data Oct 29, 2026, 9:01 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.