For saleReduced $4,000 from $299,900Virtual tour

$295,900

2 beds1,485 sq ft0.22 acres

1317 Se 46th Ln #104Cape Coral, FL 33904

Homes, condos and townhomes · MLS 11982097 · Listed 42 days ago (Sep 18, 2026)

Malaga Canal · Canal · Waterfront, relationship not specified · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

GULF-ACCESS CONDO WITH A PRIVATE DEEDED BOAT DOCK AND LIFT-RARE! This is more than another waterfront condo. It is a Certified Pre-Owned Condo offering qualified buyers added protection, greater confidence and benefits rarely included with a resale property. Located in Eden Condo I, an intimate 14-unit, 55+ waterfront community where residences seldom become available, this spacious first-floor home offers 1,465 square feet, two bedrooms, two full bathrooms and direct views of the Malaga Canal. For boating enthusiasts, the defining feature is your own PRIVATE DEEDED DOCK and boat lift, assigned exclusively to the unit. Electricity is available at the dock, and open water is approximately a 10-minute boat ride away with only one bridge. Relax on the large screened lanai overlooking the canal and your boat, watch passing watercraft and dolphins, or enjoy an evening of fishing from the dock. Inside, the split-bedroom floor plan provides privacy for owners and guests. Tile flooring runs throughout the residence for attractive, low-maintenance living. The remodeled kitchen features stainless-steel appliances, a NEW oven, generous cabinetry and an oversized breakfast counter with additional storage-ideal for casual dining and entertaining. The spacious primary suite includes a large walk-in closet and private bathroom with dual sinks and an updated shower. A second bedroom and full guest bathroom provide comfortable accommodations for visitors. Additional conveniences include an in-residence laundry room with washer and dryer, covered assigned parking, a private storage area and wall-mounted televisions that remain with the home. Furnishings are negotiable. Residents enjoy a heated community pool and a waterfront setting near downtown Cape Coral's restaurants, shopping, entertainment and farmers market. Recent community improvements include a newer roof, resurfaced swimming pool, newer carports and a resurfaced parking lot. Quarterly fees include water, sewer, trash removal, irrigation, internet/Wi-Fi, exterior insurance, community maintenance, reserves and professional management. THE CERTIFIED PRE-OWNED DIFFERENCE: This condo includes a home warranty and an exclusive Degelau Home Team 24-Month Buyer Satisfaction/Buyback Guarantee certificate. If the buyer becomes dissatisfied with the condo for any reason during the guarantee period, the certificate may be redeemed according to the program's terms and conditions. Qualified buyers may also receive a $1,000 closing-cost credit and an interest rate reduced by 1% when using the preferred lender .If you have been waiting for a first-floor Gulf-access condo with its own deeded dock and lift in a community where homes rarely reach the market, this is your opportunity. Some photos virtually staged. PREMIER OPEN HOUSE: Sunday, September 20, from 1:00-2:00 PM. Certified Pre-Owned, financing and buyer-protection benefits are subject to qualification, program terms and restrictions.

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing reports the property as waterfront but does not say how it meets the water. Ask the listing agent whether the parcel itself adjoins the shoreline.

Relationship to the water
Waterfront, relationship not specified
Water type
Canal
Water body
Malaga Canal (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Canal Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “residential”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Eric Degelau of Your Home Sold Guaranteed Realty-Vasbinder International,llc.

Facts

List price
$295,900
Original list price
$299,900
Status
For sale
Property type
Homes, condos and townhomes (Condominium)
Bedrooms
2
Full baths
2
Interior area
1,485 sq ft
Lot size
0.22 acres
Year built
1983
Stories
1
County
Lee County
HOA / association fee
$500 monthly
MLS number
11982097
Annual property tax
$2,840

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Features

Interior

  • Walk-In Closet(s)
  • Entrance Foyer
  • Master Downstairs

Flooring

  • Granite

Heating

  • Zoned
  • Forced Air
  • Electric

Construction

  • Stucco

Roof

  • Asphalt

Water

  • Public (Water Source)

Sewer

  • Other

Lot

  • Sprinklers In Front

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Cape Coral.

Price and status history

  • Original list price reported by the brokerage: $299,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$59,180
Illustrative. Replace with a quote from your lender.
From the listing. Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$2,320 per month

Principal and interest$1,496
Property tax$237
Homeowners insurance$88
HOA dues$500
Loan amount$236,720
Total interest over the term$301,923

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Cape Coral, priced within 25% of this listing ($221,925 to $369,875), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 34, home at 1950 Beach Pkwy #101, Cape Coral, FL 33904
For saleReduced $10,000Dock reportedVirtual tour

$279,000

3 beds1,389 sq ft

NavahoCanalShared waterfront site

1950 Beach Pkwy #101Cape Coral, FL 33904

Condo · MLS 11960950

Listing courtesy of Your Home Sold Guaranteed Realty-Vasbinder International,llc · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty-Vasbinder International,llc. Listing agent: Eric Degelau. Co-listing agent: Renee Degelau. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 21, 2026, 10:22 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:11 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.