For saleReduced $27,900 from $57,900Leased lotVirtual tour

$30,000

2 beds840 sq ft

13582 E Hwy 40 #Lot 177Silver Springs, FL 34488

Manufactured and mobile homes · MLS 11742486 · Listed 171 days ago (May 12, 2026)

Lake Waldena · Lake or reservoir · Shared waterfront site · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this property

NEW LOWER PRICE, FURNISHED!! Financing Available! Welcome to The Retreat at Lake Waldena in Silver Springs, FL! This move-in ready 2 bedroom, 2 full bath home is perfectly situated on a desirable corner lot and offers privacy along with a spacious Florida room to relax and unwind. Available furnishings making your move even easier. This well-maintained home features a split-bedroom floor plan for added privacy, an open-concept living and dining area, and a large open kitchen perfect for entertaining. The inside laundry area adds convenience, and the newer walk-in shower with handrails provides both comfort and safety. Blinds and curtains are already in place, making this truly turnkey. Outside, you'll find 3-car parking and a storage shed for all your extras. The home is not located in a flood zone, offering added peace of mind. Central Florida's inland location makes it an ideal place to enjoy sunshine while avoiding coastal storm surge concerns. The Retreat at Lake Waldena offers resort-style amenities including fishing, boating, and a beach area for swimming. Enjoy an active clubhouse with bingo, billiards, poker table, and year-round social activities, plus shuffleboard and horseshoes. Pet friendly community with a dog park for your furry friends. Monthly lot lease of $585 includes water, sewer, trash, and cable. Don't miss this opportunity to enjoy relaxed Florida living in a vibrant, friendly community!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The home is part of a condominium, cooperative or community whose shared site is reported as waterfront. Shoreline and docks are typically common or community property, not owned by the individual unit.

Relationship to the water
Shared waterfront site
Water body
Lake Waldena (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
Not provided. Ask the listing agent.
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “Lake Front, Waterfront”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “mob-man”: Property form used to read the frontage relationship.
  • LandLeaseYN “Yes”: The home is on a leased lot in a community; the land is not part of the sale.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Ginger Bryant of SUNBELT HOME SALES INC.

Facts

List price
$30,000
Original list price
$57,900
Status
For sale
Property type
Manufactured home
Bedrooms
2
Full baths
2
Interior area
840 sq ft
Year built
1987
County
Marion County
MLS number
11742486

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Manufactured home details

Year manufactured
1987
Land
Leased lot (land not included)
Land lease amount
$585 (period not specified by the source)

Lot rent is separate from any HOA fee and is set by the community. Ask the listing agent for the current lease terms and what the rent includes.

Features

Interior

  • Master Downstairs

Appliances

  • Washer
  • Range
  • Microwave
  • Refrigerator
  • Dryer

Flooring

  • Vinyl
  • Tile
  • Carpet

Parking

  • Carport

Construction

  • Aluminum

Roof

  • Asphalt

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Silver Springs.

Price and status history

  • Original list price reported by the brokerage: $57,900

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$6,000
Illustrative. Replace with a quote from your lender.
Estimate. Check the county assessor for the actual amount.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$185 per month

Principal and interest$152
Property tax$25
Homeowners insurance$8
Loan amount$24,000
Total interest over the term$30,611

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Silver Springs, priced within 25% of this listing ($22,500 to $37,500), newest first. Each one passes the same waterfront rules. See all matches

Photo 1 of 29, manufactured home at 13582 E Hwy 40 #Lot 157, Silver Springs, FL 34488
For saleLeased lotVirtual tour

$31,900

2 beds672 sq ft

Lake WaldenaLake or reservoirShared waterfront site

13582 E Hwy 40 #Lot 157Silver Springs, FL 34488

Manufactured home · MLS 12005557

Listing courtesy of SUNBELT HOME SALES INC · MyStateMLS

Photo 1 of 31, manufactured home at 13582 E Hwy 40 #Lot 107, Silver Springs, FL 34488
For saleReduced $10,000Leased lotVirtual tour

$24,900

2 beds728 sq ft

Lake WaldenaLake or reservoirShared waterfront site

13582 E Hwy 40 #Lot 107Silver Springs, FL 34488

Manufactured home · MLS 11983563

Listing courtesy of SUNBELT HOME SALES INC · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of SUNBELT HOME SALES INC. Listing agent: Ginger Bryant. Co-listing agent: David Siracusa. Listings provided by MyStateMLS.

Listing last updated by the brokerage Oct 22, 2026, 6:19 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 7:53 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.