For saleReduced $5,000 from $199,000Virtual tour

$194,000

1 acre

Lot 4 River Trail RoadCrosslake, MN 56442

Land and lots · MLS 11544456 · Listed 459 days ago (Jul 28, 2025)

Pine River · River · Direct parcel frontage · Waterfront details

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For sale: Listed and available according to the MyStateMLS feed.

About this land

Experience the ideal mix of natural beauty and modern convenience with this remarkable 1. 0 acre riverfront lot located in the heart of Crosslake, MN. Set along the picturesque Pine River in Northern Minnesota's premier lake region, this property presents a rare chance to own a peaceful, wooded haven just minutes from the famous Whitefish Chain of Lakes. Surrounded by mature trees, the lot offers a tranquil setting perfect for building your dream home or a versatile shouse (shop/house combo). There are no builder selection requirements and no deadlines to start construction, giving you the flexibility to plan at your own pace. Enjoy easy access to top-rated golf courses, boutique shopping, fine restaurants, and year-round outdoor adventures. Whether you're ready to build now or planning for the future, this river lot delivers exceptional potential in one of Minnesota's most desirable destinations. Don't miss this opportunity to enjoy the Up North lifestyle schedule your private tour today!

Description provided by the listing brokerage.

MLS-reported waterfront

Waterfront details

The listing represents the offered parcel itself as adjoining the water. This is what the listing reports, not a survey or a title finding.

Relationship to the water
Direct parcel frontage
Water type
River
Water body
Pine River (as reported)Name as reported by the listing (not matched to a mapped water body)
Frontage length
"109" (unit not stated)
Water access arrangement
Not provided. Ask the listing agent.
Docks, slips, lifts, moorings
Not provided. Ask the listing agent.
Dock depth
Not provided. Ask the listing agent.
Shoreline
Not provided. Ask the listing agent.
Seasonal or tidal conditions
Not provided. Ask the listing agent.
Boating limits (bridges, depth, open-water access)
Not provided. Ask the listing agent.
Why this is listed as waterfront
  • WaterfrontYN “Yes”: The listing is marked waterfront.
  • WaterfrontFeatures “River Front”: Includes a "… Front" value describing frontage.
  • PropertyTypeDetail “land”: Property form used to read the frontage relationship.

Classified from fields in the MyStateMLS listing data. It has not been independently verified, and it is not a survey, title examination or legal determination of shoreline or access rights. Rules version 2026-10-29.1. How we classify waterfront

Something wrong with this classification? Report a waterfront classification issue. Questions about frontage, docks or access are best answered by Dennis Wickham of Your Home Sold Guaranteed Realty Exclusive.

Facts

List price
$194,000
Original list price
$199,000
Status
For sale
Property type
Land and lots
Lot size
1 acre
County
Crow Wing County
MLS number
11544456
Annual property tax (2025)
$58

Facts are reported by the listing brokerage. Items not listed were not provided; that does not mean the property lacks them.

Virtual tours

Location

The pin is the listing's reported coordinates and may be approximate. It is not a parcel boundary or shoreline, and no flood, wetland or hazard conclusion should be drawn from it. See more listings in Crosslake.

Price and status history

  • Original list price reported by the brokerage: $199,000

Changes observed by Waterfront Homes in MyStateMLS data since Oct 29, 2026. This is not a public-record sales history; MyStateMLS does not publish sold prices.

Estimate a monthly payment

$38,800
Illustrative. Replace with a quote from your lender.
From the listing (tax year 2025). Taxes can change after a sale.
Get a quote; rates vary widely by location.
Manufactured homes on a leased lot.
Applied only while the loan is over 80% of the price. Illustrative.

Estimated monthly payment

$1,044 per month

Principal and interest$981
Property tax$5
Homeowners insurance$58
Loan amount$155,200
Total interest over the term$197,949

An estimate for comparison only, not a loan offer or approval. Actual rates, taxes, insurance, PMI and fees depend on your lender, credit, location and loan program.

Similar waterfront listings nearby

Waterfront listings of the same property type and water type in Crosslake, priced within 25% of this listing ($145,500 to $242,500), newest first. Each one passes the same waterfront rules. See all matches

River Lot 3
For saleReduced $5,000Virtual tour

$174,000

1.22 acres

Pine RiverRiverDirect parcel frontage

Lot 3 River Trail RoadCrosslake, MN 56442

Land and lots · MLS 11541589

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS

River Trail Road
For saleReduced $5,000Virtual tour

$194,000

1 acre

Pine RiverRiverDirect parcel frontage

Lot 5 River Trail RoadCrosslake, MN 56442

Land and lots · MLS 11545056

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS

10% Down Financing
For saleReduced $51,000Virtual tour

$174,000

1.31 acres

Pine RiverRiverDirect parcel frontage

Lot 2 County Road 36 (River Trail Road)Crosslake, MN 56442

Land and lots · MLS 11458019

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS

River Lot 1
For saleReduced $61,000Virtual tour

$164,000

2.3 acres

Pine RiverRiverDirect parcel frontage

Lot 1 River Trail RoadCrosslake, MN 56442

Land and lots · MLS 11458012

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive · MyStateMLS

Questions to ask before you buy

Questions worth investigating for any waterfront property. They are not claims that this property has a problem or meets any condition.

  1. Who owns the shoreline and the land under the water, and are there easements or public-access rights along it?Ownership can stop at a high-water line, a survey line or a seawall. A title search and survey answer this, not the listing.
  2. Is a dock, slip, lift or mooring included, and do the rights transfer to you?Docks can be shared, leased, assigned by an association or held under a permit that does not automatically transfer.
  3. What permits exist for the dock, seawall or other shoreline structures, and what would new work require?Shoreline work is often regulated by local, state and federal agencies.
  4. How much does the water level change by season, by tide or by reservoir management?Depth at a dock in one season can differ a lot in another.
  5. What does flood insurance cost for this property, and what does the current flood map show?Get a quote from an insurer or agent. A flood zone is not a premium, and no zone does not mean no risk.
  6. What maintenance does the shoreline need (seawall, bulkhead, riprap, erosion), and what has been done recently?Shoreline structures are expensive to repair; ask for records and inspection reports.
  7. How are water, sewer or septic, and power provided?Waterfront septic systems and wells can have extra rules and inspections.
  8. How do you reach the property by road year-round, and who maintains that road?Some waterfront roads are private, seasonal or shared.
  9. What local rules apply: rentals, docks, boat lifts, fences, tree removal, setbacks?Rules come from the town, county, state, lake authority or association and vary widely.

Printable due-diligence checklist · Ownership budget planner · FEMA Flood Map Service Center (official flood maps; look up the address yourself)

Guides and next steps

Listing courtesy of Your Home Sold Guaranteed Realty Exclusive. Listing agent: Dennis Wickham. Co-listing agent: Diane Pogatchnik. Listings provided by MyStateMLS.

Listing last updated by the brokerage Sep 1, 2025, 1:03 PM UTC. Waterfront Homes last received MyStateMLS data Oct 30, 2026, 3:43 PM UTC. Information is deemed reliable but not guaranteed; verify all details with the listing agent.